446 Cobb Rd, Water Mill, NY, 11976
About This Home
Nestled south of the highway and set back from Cobb Road, this exquisite 1880s "cottage" underwent a complete renovation in 2015, seamlessly blending historic charm with modern luxury. Encompassing over 4,200 square feet, the residence is surrounded by meticulously maintained privet hedges and accessed via a gated driveway, offering unparalleled privacy. Inside, the home boasts the effortless Control 4 home automation. Enter a spacious, light-filled living room with a fireplace and glass sliders that open to the heated gunite pool, and gunite spa, pool house, and outdoor dining area. A fully equipped bar, wine storage, and Sonos sound system provide an exceptional setting for entertaining. The newly designed gourmet kitchen features top-of-the-line Wolf and Sub-Zero stainless steel appliances, three dishwashers, sub zero drawers in both kitchen and bar. Elegant marble countertops and access to outdoor BBQ. The thoughtfully designed floor plan includes a first-floor Billiard room with private patio access, a versatile office that can serve as an additional bedroom, and four ensuite bedrooms on the second level, including a luxurious primary suite. For added convenience, a second-floor laundry room completes the main residence. Additionally, the property includes a separate pool house with its own bathroom for guests. This is a completely charming home with all the modern touches, four-zone heating and air conditioning, and promises to be the perfect sophisticated retreat ensuring year-round comfort and style.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1880
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- Fireplace: Yes
Interior Area
- Total structure area: 4,200
- Total interior livable area: 4,200 sqft
Property
Details
- Parcel number: 0900114000200017000
Features
- Stories: 2
- Private pool: Yes
- Pool features: Heated
- Has spa: Yes
- Spa features: Heated
Lot
- Lot size: 0.43 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $32,842 | $394,104 |
| Home Insurance * | $2,520 | $30,240 |
| Property Taxes | $167 | $2,004 |
| Electricity | $694 | $8,329 |
| Total | $36,223 | $434,676 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $6,495,000 |
| 2024-11-21 | Listed for sale | $5,975,000 |
| 2024-07-27 | Listing removed | -- |
| 2024-07-04 | Price change | $40,000 |
| 2024-07-03 | Price change | $45,000 |
| 2024-01-22 | Price change | $129,000 |
| 2023-09-25 | Price change | $49,000 |
| 2022-09-23 | Price change | $175,000 |
| 2022-03-20 | Listed for rent | $125,000 |
| 2022-03-05 | Listing removed | -- |
| 2022-02-13 | Listed for rent | $100,000 |
| 2014-10-08 | Sold | $2,550,000 |
| 2014-02-02 | Listed for sale | $2,800,000 |
| 2007-10-17 | Sold | $1,850,000 |
For Sale by Agent
View on Zillow