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25 White Oak Ln, Southampton, NY, 11968

4beds
5baths
3,300sqft
$3,395,000
$1,029price/sqft
$20,076/moest. monthly cost
$803,040/yrincome needed

About This Home

Set on a quiet stretch of White Oak Lane, this beautifully reimagined Southampton residence offers a seamless blend of coastal ease and refined design. Spanning 3,300 +/- sq ft, the four-bedroom, three and a half bath home has undergone a comprehensive renovation, delivering a true turnkey experience. Thoughtfully curated interiors showcase a fully renovated kitchen and bathrooms, complemented by all new appliances, updated mechanicals, and a finished lower level with a dedicated gym. A new dual-zone, high-efficiency HVAC system with propane heat and smart thermostats ensures modern comfort and efficiency throughout. Outside, the transformation is equally compelling. A brand new 20' x 44' heated saltwater pool anchors the property, surrounded by professionally designed landscaping, a new driveway, and an 8-zone irrigation system. New retaining walls and hardscape elements create a polished, cohesive outdoor environment built for both relaxation and entertaining. Designed with excellent spatial separation and multiple living and recreation areas, the home offers broad appeal. Ideally located on a tranquil street just moments from bay beaches, golf, and Southampton Village, this is a fully realized Hamptons retreat, effortless, elevated, and ready to enjoy.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Tuckahoe SchoolGrades PK-80.7 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Property

Details

  • Parcel number: 0900129000100002040

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,166$205,992
Home Insurance *$1,995$23,940
Property Taxes $370$4,440
Electricity $545$6,544
Total$20,076$240,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$688,320/yr
40% on housing$602,280/yr
45% on housing$535,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,029This listing

vs Other Active Listings

Avg $/sqft

ZIP 11968$1,332
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11968$855
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$3,495,000
2025-07-30Sold$1,712,000
2025-05-08Pending sale$1,875,000
2025-04-03Listed for sale$1,875,000

For Sale by Agent

AgentChristopher Stewart - Real Estate Sales Person
BrokerageCompass

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