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24 Pegs Lane, Riverhead, NY, 11901

3beds
2baths
1,288sqft
$799,000
$620price/sqft
$4,699/moest. monthly cost
$187,960/yrincome needed

About This Home

IMMACULATE HOME WITH LOW TAXES IN SOUTHAMPTON TOWNSHIP! Discover this amazing Cape-Code move-in-ready 3-bedroom, 2-full bathroom residence perfectly situated in desirable Riverhead. The home boasts a highly sought-after open-concept floor plan, creating the ideal setting for both daily living and effortless entertaining. You'll find gleaming hardwood flooring throughout and an abundance of natural light. The full basement, offers tremendous potential for storage. Step outside to a generously sized yard and a detached one-car garage. Enjoy the peace of mind that comes with natural gas heating and the significant financial benefit of LOW TAXES! This is the one you've been waiting for.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
Phillips Avenue SchoolGrades K-40.8 mi
3/10
Riverhead Middle SchoolGrades 6-81.2 mi
3/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Other
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • First Floor Bedroom
  • Flooring: Hardwood
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,288 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0900138000100021000
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$287$3,444
Property Taxes $126$1,512
Electricity $246$2,954
Total$4,699$56,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,108/yr
40% on housing$140,970/yr
45% on housing$125,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$620This listing

vs Other Active Listings

Avg $/sqft

ZIP 11901$384
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11901$459
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Price change$829,000
2025-10-28Listed for sale$849,000
2024-05-31Sold$699,000
2024-04-22Sold$5,000
2024-01-17Pending sale$699,000
2023-11-26Price change$699,000
2023-10-01Listed for sale$699,999
2019-12-04Sold$265,000

For Sale by Agent

AgentDoris F. Lucero
BrokerageNew Vision Group Realty Inc

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