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176 Maple Avenue, Flanders, NY, 11901

2beds
1baths
828sqft
$485,000
$586price/sqft
$2,979/moest. monthly cost
$119,160/yrincome needed

About This Home

Stylish and thoughtfully updated home featuring modern finishes and abundant natural light. The living room offers a comfortable space for relaxing or entertaining. The kitchen boasts light wood cabinetry, stainless steel appliances, subway tile backsplash, open shelving, and a center island, with an adjacent breakfast nook for casual dining. The bedrooms provide a calm retreat, while the renovated bathroom features striking tilework, modern fixtures, and a walk-in shower. Set on a generous lot with room to enjoy outdoor space. Ideal as a primary residence, weekend getaway, or investment opportunity. “This property may qualify for location-based down payment assistance or grant programs for eligible buyers. Eligibility is subject to individual borrower qualifications, lender approval, and program availability. Programs are not guaranteed.”

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
Phillips Avenue SchoolGrades K-41.4 mi
3/10
Riverhead Middle SchoolGrades 6-83.0 mi
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1948

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 1990

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Range,Refrigerator,Stainless Steel Appliance(s),Oil Water Heater
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s)

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Property

Details

  • Parcel number: 0900145000300044001
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Patio

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$174$2,088
Property Taxes $107$1,284
Electricity $246$2,954
Total$2,979$35,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,137/yr
40% on housing$89,370/yr
45% on housing$79,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 11901$387
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11901$459
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$499,000
2026-01-28Listed for sale$535,000
2019-12-10Sold$225,000
2003-12-02Sold$149,500
2003-08-25Sold$149,500

For Sale by Agent

AgentShawn Steinmuller
BrokerageShawn Michael Realty

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