89 Cobb Rd, Water Mill, NY, 11976
About This Home
89 Cobb Road is a gorgeous, fully renovated farmhouse located South of the Highway in Water Mill, NY and just 1 mile from Flying Point Beach. This chic Hamptons classic home encompasses 4 bedrooms, 3.5 baths, a cozy living room and two indoor dining areas. Additionally, there is a separate structure with a beautifully appointed newly renovated studio with vaulted ceilings, full bath and garage below. Spend long summer days in the verdant gardens with your friends and family. Rest and relax by the inviting gunite pool, surrounded by a stone patio that's set up for both dining and lounging. At the front of the house, curl up with your favorite book on the wrap-around porches offering a serene spot to savor the picturesque surroundings. As you step inside, you'll be greeted by a meticulously designed light filled living space, where every detail has been thoughtfully considered. Culinary enthusiasts will delight in the modern kitchen complete with an authentic brick wood-burning pizza oven, Wolf and Sub-Zero appliances, adding a touch of gourmet flair to your dining experiences. The existing main residence offers ample space for relaxation and rejuvenation however, this offering also includes plans to create an additional 1400 +/- SF to the already spectacular farmhouse making this property even more fabulous than it already is! When it's time to venture out, you'll find yourself mere minutes from the pristine shores of Mecox Bay, the Atlantic Ocean and Southampton Village shopping, galleries, and restaurants, offering an abundance of outdoor activities and natural beauty. Don't miss the opportunity to make this enchanting property your own and discover the allure of 89 Cobb Road.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: No
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- Fireplace: Yes
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Property
Details
- Parcel number: 0900160000100015000
Features
- Private pool: Yes
- Pool features: Heated
Lot
- Lot size: 0.47 Acres
Parking
- Parking features: GarageDetached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $35,370 | $424,440 |
| Home Insurance * | $2,714 | $32,568 |
| Property Taxes | $197 | $2,364 |
| Electricity | $495 | $5,949 |
| Total | $38,776 | $465,312 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $6,995,000 |
| 2025-12-10 | Listing removed | $5,950,000 |
| 2024-10-02 | Price change | $5,950,000 |
| 2024-08-02 | Listing removed | -- |
| 2024-08-02 | Listed for sale | $6,250,000 |
| 2024-08-01 | Price change | $150,000 |
| 2024-07-01 | Price change | $112,500 |
| 2024-05-11 | Price change | $98,333 |
| 2024-04-18 | Listed for rent | $116,666 |
| 2021-01-29 | Sold | $3,755,000 |
| 2020-11-04 | Price change | $3,999,999 |
| 2020-09-01 | Listed for sale | $4,250,000 |
| 2020-07-01 | Listing removed | $4,200,000 |
| 2020-02-04 | Listed for sale | $4,200,000 |
| 2017-08-30 | Sold | $1,900,000 |
| 2017-06-23 | Pending sale | $2,250,000 |
| 2017-06-10 | Listed for sale | $2,250,000 |
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