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9 Aberdeen Ln, Southampton, NY, 11968

3beds
3baths
2,238sqft
$2,895,000
$1,294price/sqft
$17,067/moest. monthly cost
$682,680/yrincome needed

About This Home

Set on .83 of an acre on a private cul-de-sac, this 2,238-square-foot, three-bedroom, three-bath farmhouse lives entirely on one level, under three miles from world-class ocean beaches and from Village shops and restaurants. Room to breathe, and a quiet street you'll be glad to come home to. Inside, wide plank wood floors run throughout and the interior has been freshly painted, with large windows filling the rooms with natural light and a Franklin stove anchoring the great room. The kitchen is new down to the cabinets, counters, and appliances, with an adjoining pantry and laundry. The two guest bedrooms sit at the front of the house, well separated from the primary, each with its own updated ensuite bath. The first-floor primary suite - very generous, and genuinely rare in this market - has a wood stove of its own, a bay window looking out over the peaceful back yard, and a new bath finished in marble mosaic with a walk-in shower. Out back, a deck overlooks a flat, open expanse of lawn that is fully fenced, with east-west exposure. The property has a charming mix of mature plantings and new landscaping, with brick paver walkways throughout. A large driveway leads to an oversized 800-square-foot attached two-car garage with full basement access. What sets the house apart is what it costs to run. Geothermal heating and cooling - drawing on a private well - is paired with owned solar panels, a whole-house generator, a full-house surge protector, and municipal water alongside the well for irrigation. Utility costs here are a fraction of what a house this size would normally carry. The hard work is done: move in and enjoy it exactly as it is. And when future needs call for more space, the potential is already built in. A full attic with interior stairs and high ceilings, along with a 1,908-square-foot lower level, offers the potential for additional living space - expansion whenever you're ready, on your own timeline. Turnkey today, with room to grow tomorrow.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Tuckahoe SchoolGrades PK-81.2 mi

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Property

Details

  • Parcel number: 0900211000300024000

Features

  • Stories: 1

Lot

  • Lot size: 0.83 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,638$175,656
Home Insurance *$1,701$20,412
Property Taxes $359$4,308
Electricity $369$4,438
Total$17,067$204,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$585,154/yr
40% on housing$512,010/yr
45% on housing$455,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,294This listing

vs Other Active Listings

Avg $/sqft

ZIP 11968$1,329
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11968$855
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$2,895,000

For Sale by Agent

AgentGinger Tuttle - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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