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18 Lovell Road, Hampton Bays, NY, 11946

3beds
2baths
1,088sqft
$950,000
$873price/sqft
$5,709/moest. monthly cost
$228,360/yrincome needed

About This Home

Tucked along a quiet, pretty street just moments from the water, this beautifully updated 3-bedroom, 2-bath home (with unfinished basement) delivers something rare: the ease of move-in-ready living paired with the relaxed rhythm of Hamptons life. Set on lovely, open property with room to breathe, it's a home where every detail has already been thoughtfully handled — all you have to do is arrive. The current owners have poured care into every corner. A reimagined kitchen with new appliances anchors the space, while two fully renovated baths and refinished floors bring warmth and polish throughout. Fresh paint, new crown molding, baseboards, and window trim lend the interior a crisp, finished elegance, and outside, a new front door, new siding, and a new fence offer lasting curb appeal. The result is a turnkey retreat that simply feels good to come home to: stylish, low-maintenance, and ready to enjoy from your very first day. Whether you're dreaming of a year-round residence or the perfect East End escape, this is a special chance to own a freshly reimagined home in one of the Hamptons' most coveted settings — close to the beaches, marinas, restaurants, and everything the South Fork has to offer. This isn't just a house. It's the one you've been waiting for.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
5/10
6/10
Hampton Bays Secondary SchoolGrades PK,9-120.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Frame

Notable Dates

  • Major remodel year: 1996

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer,Oil Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath
  • Flooring: Hardwood
  • Attic: None

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,192
  • Total interior livable area: 1,088 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Property

Details

  • Parcel number: 0900268000500044000
  • Special condition: None

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$445$5,340
Property Taxes $215$2,580
Electricity $246$2,954
Total$5,709$68,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,737/yr
40% on housing$171,270/yr
45% on housing$152,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$873This listing

vs Other Active Listings

Avg $/sqft

ZIP 11946$644
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11946$596
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$950,000
2025-06-25Sold$818,000
2025-06-04Pending sale$818,000
2025-05-20Price change$818,000
2025-04-18Price change$849,000
2025-04-03Listed for sale$879,000
1999-03-23Sold$117,500

For Sale by Agent

AgentStacee A. Blatte
BrokerageSothebys Int'l Realty Hamptons

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