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245 Springville Road, Hampton Bays, NY, 11946

2beds
1baths
900sqft
$849,000
$943price/sqft
$6,082/moest. monthly cost
$243,280/yrincome needed

About This Home

Tucked away on a private .72-acre flag lot, this cozy 2-bedroom, 1-bath cottage offers peace, privacy, and endless potential in desirable Hampton Bays. Surrounded by mature trees and open space, the property provides a quiet retreat while still being close to beaches, marinas, shopping, and dining. The home features a bright living area, kitchen, comfortable bedrooms, and a spacious yard perfect for entertaining, gardening, expansion, or simply enjoying the outdoors. Whether you’re looking for a year-round residence, weekend getaway, or investment opportunity, this unique property offers the perfect blend of charm and privacy.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
5/10
6/10
Hampton Bays Secondary SchoolGrades PK,9-121.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1965

Materials

  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Gas Range,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • First Floor Bedroom
  • Flooring: Other
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ductless

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 0900295.0005.00027.002
  • Special condition: None

Features

  • Levels: One

Lot

  • Lot size: 0.72 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$397$4,764
Property Taxes $1,146$13,752
Electricity $246$2,954
Total$6,082$72,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,525/yr
40% on housing$182,460/yr
45% on housing$162,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$943This listing

vs Other Active Listings

Avg $/sqft

ZIP 11946$645
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11946$596
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$849,000
2026-05-23Listed for sale$895,000
2019-04-12Sold$265,000

For Sale by Agent

AgentMelanie Kassar
BrokerageKerrigan Country Realty

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