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55 Cedar Ln, Remsenburg, NY, 11960

5beds
4baths
4,346sqft
$2,990,000
$688price/sqft
$17,711/moest. monthly cost
$708,440/yrincome needed

About This Home

Set on +/- 1.33 acres at the end of coveted Cedar Lane, this fully renovated Post Modern offers both serenity and privacy amidst lush landscaping and gorgeous perennial gardens. The covered rocking chair porch and generous entry foyer are welcoming features of the home. The high-end custom country kitchen is complete with Wolf and Sub-Zero appliances, Quartzite counters, and Baccarat light pendants. The living room boasts an 8-speaker cinema grade media system, cozy wood-burning fireplace, and triplet French doors overlooking the grounds. The handsome cherrywood library/ home office, with wood-burning fireplace, offers a private work-from-home space. Upstairs, the primary suite is a restful sanctuary with a private deck, wood-burning fireplace, walk-in closet, and gracious bath, complete with steam shower, deep soaking tub, dual vanities, Waterworks fixtures, separate water closet and radiant floors. Four spacious guest bedrooms and two guest bathrooms complete the second floor, with a bonus third floor loft space. Outdoor features include mahogany decking, pergola, wood-burning fireplace, built-in BBQ grill, outdoor speakers, room for a pool, and access to the bay. With close proximity to the Village of Westhampton Beach, this property offers an unparalleled blend of luxury, comfort, and convenience to restaurants, boutique shopping, the Performing Arts Center, weekend farmers' market, and world-class ocean beaches. This listing may include images that have been digitally altered or virtually staged. Original, unedited images are available upon request.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
East Moriches SchoolGrades 5-82.2 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 4,346
  • Total interior livable area: 4,346 sqft

Property

Details

  • Parcel number: 0900375000100010000

Features

  • Stories: 2
  • Pool features: Room for a Pool

Lot

  • Lot size: 1.33 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,119$181,428
Home Insurance *$1,679$20,148
Property Taxes $195$2,340
Electricity $718$8,618
Total$17,711$212,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$607,234/yr
40% on housing$531,330/yr
45% on housing$472,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$688This listing

vs Other Active Listings

Avg $/sqft

ZIP 11960$918
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11960$621
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-31Price change$3,200,000
2025-08-20Listed for sale$3,999,000
2001-04-11Sold$660,000

For Sale by Agent

AgentEnzo Morabito (WHB) - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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