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4 Southwind Rd, Remsenburg, NY, 11960

2beds
1baths
800sqft
$988,000
$1,235price/sqft
$5,859/moest. monthly cost
$234,360/yrincome needed

About This Home

FULLY FURNISHED and truly move-in ready, this beautifully renovated two-bedroom home seamlessly blends modern comfort with coastal charm. Nestled on a generous .22-acre lot with serene surroundings and private beach rights, this property is ideal as a year-round residence or the perfect seasonal retreat. Step inside to a bright, open-concept living space filled with natural light, flowing effortlessly into a stylishly updated kitchen complete with stainless steel appliances, sleek cabinetry, and sliding glass doors that lead to a spacious back patio—perfect for entertaining or unwinding outdoors. The expansive backyard offers a private oasis, lined with approximately 60 evergreen trees for exceptional privacy and a tranquil setting. Enjoy gatherings under the pergola or take a short stroll to the nearby private beach for the ultimate coastal lifestyle. Renovated in Summer 2024, this home features a new roof, updated flooring, patio, and modern appliances. Additional upgrades include a brand-new heating and air conditioning system, a vapor barrier in the crawl space, a new sprinkler system, and smart home capabilities—allowing you to control the alarm system and adjust heating and cooling remotely. Whether you're seeking a peaceful full-time residence, a weekend getaway, or a turnkey beach escape, this beautifully furnished home offers a rare opportunity to simply arrive, unpack, and start enjoying. And yes—it's FULLY FURNISHED!! Just bring your tooth brush:)

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
East Moriches SchoolGrades 5-82.7 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 0900380000100071000

Features

  • Stories: 1
  • Pool features: Room for a Pool

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,995$59,940
Home Insurance *$554$6,648
Property Taxes $64$768
Electricity $246$2,954
Total$5,859$70,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,880/yr
40% on housing$175,770/yr
45% on housing$156,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,235This listing

vs Other Active Listings

Avg $/sqft

ZIP 11960$920
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11960$621
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$999,000
2025-05-20Sold$782,750
2025-02-25Sold$782,750
2025-02-05Pending sale$799,000
2024-10-04Listed for sale$799,000
2024-05-16Sold$590,000
2024-03-29Pending sale$575,000
2024-03-20Listed for sale$575,000

For Sale by Agent

AgentDEBORAH DELARDI - Associate Real Estate Broker
BrokerageSignature Premier Properties

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