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541 Main St, Greenport, NY, 11944

3beds
3baths
1,800sqft
$1,725,000
$958price/sqft
$12,326/moest. monthly cost
$493,040/yrincome needed

About This Home

This grand 1890 Victorian is located in the Greenport Historic District and was built at the height of Greenport's maritime heyday for a successful family of the time complete with a fanciful octagonal design flourish, top quality materials, and tall ceilings. In 2022, it was exhaustively restored and divided into two beautiful apartments, one on each floor. Only the finest materials and fixtures were used while great care was taken to preserve original details like stained glass windows. The first-floor apartment consists of an octagonal living room with bay window, wood burning fireplace and original parquet floor, one large bedroom with bay window and en-suite bath, a large luxuriously equipped kitchen with adjoining dining area, and a second full bathroom. A curving oak staircase leads from the front entrance foyer to a two-bedroom apartment that also features an octagonal living room with bay window, two bedrooms, shared bathroom, and kitchen. The prominent corner lot is surrounded by a fully restored original wrought iron fence. This is a wonderful opportunity to live in a landmark in the heart of Greenport with the opportunity for substantial income or extended family use.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

6/10
5/10
Greenport High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1890

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 1001004000300022006

Features

  • Stories: 2

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,722$104,664
Home Insurance *$979$11,748
Property Taxes $2,328$27,936
Electricity $297$3,569
Total$12,326$147,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$422,605/yr
40% on housing$369,780/yr
45% on housing$328,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$958This listing

vs Other Active Listings

Avg $/sqft

ZIP 11944$730
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11944$636
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$1,725,000
2023-10-04Listing removed--
2023-06-21Price change$1,899,000
2023-05-03Listed for sale$1,999,000
2016-09-25Sold$274,000
1997-04-01Sold$55,000

For Sale by Agent

AgentDavid Kapell - Real Estate Broker
BrokerageKapell Real Estate

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