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1220 Youngs Avenue, Southold, NY, 11971

2beds
1baths
2,000sqft
$1,295,000
$648price/sqft
$9,313/moest. monthly cost
$372,520/yrincome needed

About This Home

Wonderful Hamlet Business (HB) zoned property, in the heart of the Hamlet of Southold! Currently a Legal two-family home - each apartment has two bedrooms, wood floors, updated eat-in kitchen, spacious living room, bathroom, window air-conditioners, with lots of natural light coming from widows on all sides of the house. In addition, there is a beautiful two-story, 1,100 square foot, approximately a hundred-year old, BARN, with electric and running water. This rare accessory building has been preserved and is just waiting to be repurposed! We virtually staged it with an entertaining idea! There is also an active planting field behind the barn with irrigation. The property has mature trees and a substantial lawn making it private and peaceful, and at the same time centrally located so that you can easily walk to local restaurants, grocery, banks, post office, town hall, and other shopping. There is deeded access to beautiful Founders Landing Bay Beach and Park - very walkable on a lovely spring or summer day! And...it only a few steps to Southold LIRR Station and Hampton Jitney bus stop. Hamlet Business Zoning offers numerous other possibilities. Buy this special retreat and make your dream come true!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Farmhouse
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Natural Woodwork,Primary Bathroom,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Attic: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 1000060000200008000
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Exterior features: Courtyard,Mailbox
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$687$8,244
Property Taxes $1,748$20,976
Electricity $330$3,966
Total$9,313$111,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$319,302/yr
40% on housing$279,390/yr
45% on housing$248,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$648This listing

vs Other Active Listings

Avg $/sqft

ZIP 11971$820
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11971$542
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$1,295,000
2018-01-14Listing removed$1,800
2017-11-07Listed for rent$1,800
2016-11-12Sold$525,000
2016-05-15Listed for sale$549,000

For Sale by Agent

AgentLee Beninati CBR
BrokerageBeninati Associates

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