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300 Private Rd #8, Cutchogue, NY, 11935

4beds
3baths
3,500sqft
$1,695,000
$484price/sqft
$12,252/moest. monthly cost
$490,080/yrincome needed

About This Home

Just 90 minutes from New York City, discover an extraordinary opportunity to own a private estate retreat in the heart of the coveted North Fork. Tucked away at the end of a quiet cul-de-sac and set on 3.3 lush, sprawling acres, this exceptional 3,500-square-foot Victorian-style residence offers a rare blend of timeless elegance, modern comfort, and serene countryside living. A classic wraparound porch sets the tone, inviting you into a warm and refined interior where expansive living spaces are thoughtfully designed for both everyday living and upscale entertaining. The home features four generously sized bedrooms and multiple baths, including a beautifully renovated primary suite bath that adds a touch of modern luxury. Rich wood flooring flows throughout, complemented by three fireplaces that create an inviting ambiance across the formal living room, elegant dining room, and oversized family room. At the heart of the home, a spacious chef's kitchen offers the perfect setting for gatherings both large and intimate, while additional highlights—including central air, central vacuum, a full basement with outside entrance, and a garage with an oversized loft—provide both comfort and endless potential for customization, whether for extended living space, a studio, or recreational use. Step outside to your own private resort. The beautifully landscaped grounds are framed by mature trees and open land, offering exceptional privacy rarely found on the North Fork. A stunning in-ground pool with an expansive patio creates the ultimate outdoor oasis—ideal for summer entertaining, weekend escapes, or quiet relaxation under the sun. With ample space for expansion, the property also lends itself perfectly to a pool house or equestrian use, making it an ideal horse property. Located just moments from world-renowned vineyards, charming farm stands, and pristine North Fork beaches only 1.5 miles away, this remarkable estate offers a lifestyle that is both refined and relaxed. Whether you're seeking a full-time residence, a weekend retreat, or a legacy property, this is a rare offering where luxury, privacy, and location come together seamlessly.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 1000097000300018007

Features

  • Stories: 2
  • Private pool: Yes

Lot

  • Lot size: 3.34 Acres

Parking

  • Parking features: GarageDetached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$816$9,792
Property Taxes $2,288$27,456
Electricity $578$6,940
Total$12,252$147,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$420,068/yr
40% on housing$367,560/yr
45% on housing$326,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 11935$1,134
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11935$427
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$1,995,000
2026-04-01Listed for sale$2,195,000
2020-09-22Listing removed$1,125,000
2020-09-22Pending sale$1,125,000
2020-09-18Listed for sale$1,125,000
2020-09-09Sold$1,075,000
2020-07-07Pending sale$1,125,000
2020-05-31Listed for sale$1,125,000
1995-08-18Sold$90,000

For Sale by Agent

AgentJustin Soriano - Real Estate Sales Person
BrokerageSignature Premier Properties

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