16400 County Road 48, Cutchogue, NY, 11935
About This Home
Opportunity Awaits In The Heart of Cutchogue! This 3-bedroom, 1-Bath Home Sits On A Beautiful 0.66-Acre Flat Property, Offering Endless Potential For Renovation, Expansion, Or Customization. This Home Has Solid Structure And Great Bones, Making It The Perfect Canvas For Buyers Looking To Create Their Dream North Fork Sanctuary. The Large, Level Yard Provides Plenty Of Space For Gardens, Outdoor Entertaining, Or Creating Your Own Private North Fork Retreat. With Its Desirable Location Near Farms, Wineries, And Beaches, This Property Is Perfect For Buyers Looking To Invest In The North Fork Lifestyle. Offered As An "As Is" Sale. Newer Windows/Roof (2021), 100-Amp Electric Service, Poured Concrete Cement Basement.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Pantry
- Window features: New Windows
- Flooring: Carpet,Laminate
- Attic: Dormer
Heating & Cooling
- Heating features: Oil
- Cooling features: None
Interior Area
- Total structure area: 905
- Total interior livable area: 905 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 1000101000200012000
- Special condition: None
- Exclusions: Washing Machine
Features
- Levels: One
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 0.66 Acres
- Features: Back Yard,Front Yard,Level
Parking
- Total spaces: 6
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,448 | $41,376 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $920 | $11,040 |
| Electricity | $246 | $2,954 |
| Total | $4,942 | $59,304 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $699,000 |
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