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2340 Fairway Drive, Cutchogue, NY, 11935

5beds
4baths
3,200sqft
$1,590,000
$497price/sqft
$11,478/moest. monthly cost
$459,120/yrincome needed

About This Home

Situated on the 17th hole of North Fork Country Club this home is located in the sought-after Fairway Farms Association. This 5-bedroom, 4-bath residence sits on a private .93-acre lot less than 2 miles from New Suffolk Beach and just 0.5 miles to Cutchogue Village, offering close proximity to North Fork wineries, farm stands, waterfront dining, and beaches. The main level features a first-floor primary suite, two additional bedrooms, two full baths, and two fireplaces. Multiple living spaces include a spacious living room, formal dining area, separate den, and an oversized sunroom, ideal for entertaining or year-round relaxation. The second floor offers two additional bedrooms and a full bath, providing flexible space for guests, home office use, or multi-generational living. Additional walk-in attic space is prime for additional bedrooms or primary suites. Outdoor amenities include a heated gunite saltwater pool, expansive stone patio, and large backyard with open lawn—perfect for summer entertaining and enjoying golf course views. Updated siding and windows enhance efficiency and curb appeal. An expansive unfinished basement offers potential for a home gym, media room, recreation space, or additional storage. With golf course frontage, pool, nearly one acre of land, and a prime North Fork location near beaches and village amenities, this property offers both space and opportunity to customize. Pool photo has been virtually opened.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom4

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Level: First

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Eat-in Kitchen,Entrance Foyer,Formal Dining,His and Hers Closets,Primary Bathroom
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Full

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1000109000500014012
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: Fenced,In Ground,Other,Salt Water

Lot

  • Lot size: 0.93 Acres
  • Features: Near Golf Course,Private

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,039$96,468
Home Insurance *$765$9,180
Property Taxes $2,146$25,752
Electricity $528$6,345
Total$11,478$137,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$393,531/yr
40% on housing$344,340/yr
45% on housing$306,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$497This listing

vs Other Active Listings

Avg $/sqft

ZIP 11935$1,133
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11935$427
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-19Listed for sale$1,580,000
2025-11-04Listing removed--
2025-09-06Price change$1,680,000
2025-06-01Listed for sale$1,700,000

For Sale by Agent

AgentNicole S. Fitzgerald CBR
BrokerageSignature Premier Properties

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