See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

635 Farmveu Road, Mattituck, NY, 11952

4beds
3baths
2,200sqft
$1,100,000
$500price/sqft
$7,827/moest. monthly cost
$313,080/yrincome needed

About This Home

Welcome to the Heart of Northfork Living. Shop local farmstands, enjoy boating, winneries, town beaches, antique shops, and golf. This home is just minutes to "Love Lane" shopping district. Home sits on over an acre of well-maintained property. The backyard property is perfect for entertaining. Home features a wood burning fireplace; wood floors; in-ground sprinklers (front and back) with 10 zones; two-275 gal oil tanks; 200 amp electric service, 4 yr old roof and new slider; central vac with newer hoses; Large basement with laundry washer and dryer; 2 car garage and much more. Owned Solar Panels. Builder owner. Peconic tax applies to this property. Motivated Owner.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Actual
  • Year built: 1994

Materials

  • Construction materials: Frame

Notable Dates

  • Major remodel year: 1995

Other

  • Builder model: Colonial

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Basement,Washer Hookup

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Storage Space,Unfinished,Walk-Out Access

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • First Floor Bedroom,Central Vacuum,Formal Dining,Open Kitchen,Pantry,Primary Bathroom,Storage
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Attic: Pull Stairs

Gym

  • Level: Basement

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1000121000700004000
  • Special condition: None

Features

  • Fencing: None

Lot

  • Lot size: 1.08 Acres
  • Features: Back Yard,Front Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$417$5,004
Property Taxes $1,485$17,820
Electricity $363$4,362
Total$7,827$93,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,354/yr
40% on housing$234,810/yr
45% on housing$208,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 11952$719
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11952$548
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$950,000
2026-07-31Price change$1,100,000
2026-07-15Price change$1,175,000
2026-07-09Price change$1,250,000
2026-06-09Price change$1,399,000
2026-05-25Listed for sale$1,600,000
1995-01-03Sold$60,000

For Sale by Agent

AgentDiana Donadoni
BrokerageHomeSmart Premier Living Rlty

Similar Homes