130 Bushville Swan Lake Road, Ferndale, NY, 12734
About This Home
Located at 130 Bushville Swan Lake Rd, this 3 bedroom, 1 bath ranch offers 1,278 sq ft of living space and sits on a beautiful 1.48 acre flat lot. The home features several mechanical updates, including a roof that is only 4 years old. With plenty of outdoor space and solid updates already in place, this property offers a great opportunity to make it your own! With nearly an acre and a half of land, there is plenty of room to expand, create outdoor living areas, or build the backyard oasis you have always wanted. Come see it before it is gone!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Eat-in Kitchen,Open Floorplan,Open Kitchen
- Fireplace: Yes
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,278
- Total interior livable area: 1,278 sqft
Property
Details
- Parcel number: 200000900001032001
- Special condition: None
Lot
- Lot size: 1.48 Acres
Parking
- Total spaces: 1
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sullivan County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $452 | $5,424 |
| Electricity | $246 | $2,954 |
| Total | $2,320 | $27,840 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Listed for sale | $369,000 |
| 2016-03-28 | Sold | $25,002 |
| 2016-02-11 | Listed for sale | $19,990 |
| 2015-11-10 | Sold | $500 |
| 2015-08-01 | Price change | $38,089 |
| 2015-07-21 | Listed for sale | -- |
| 2005-12-13 | Sold | $169,999 |
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