38 Moscoe Road, White Lake, NY, 12786
About This Home
BEAUTIFUL HOME WITH A FRUIT ORCHARD NESTLED ON 1.87 ACRES IN BETHEL, NY - Quietly set on a dead-end road with access to Toronto Reservoir makes this location unique. Welcome to this immaculate 4 bedroom 2 full bath house that was nicely renovated from the foundation up and essentially brand new. The house feels spacious with an open floor plan, high ceilings , new windows that let in lots of natural light. On the main floor you have a large kitchen that features a huge island that will seat eight comfortably, new appliances and granite countertops any cook will love. The living room is ample and has a wood burning fireplace for cozy nights around the fire. Also on the main floor is two large bedrooms, a full bathroom and a stacking washer/dryer for easy access. Upstairs you'll find two nice sized bedrooms, many closets for storage and nooks for office space or reading. Out the back of the house you have a great covered patio for enjoying this peaceful setting and the best outdoor dining on warm nights. The large garage features high ceilings and a great workshop. Approximately 2+ hrs from NYC, 40 minutes to trains makes this special home a very easy commute. Close by you'll find many quaint towns for dining/shopping, the Delaware River for rafting/fishing, Bethel Woods Preforming Arts Center, Kartrite Indoor Water Park, Resorts World Casino, skiing at Holiday Mountain/Big Bear at Masthope Mountain, many amazing hiking/biking trails and absolutely the best farmers markets you'll find anywhere, all for a very beautiful life in the country.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Construction materials: Brick,Fiberglass Insulation,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Gas Range,Microwave,Refrigerator,Washer
- Laundry features: In Hall
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,First Floor Full Bath
- Flooring: Ceramic Tile,Combination,Hardwood
- Number of fireplaces: 1
- Attic: Crawl
Heating & Cooling
- Heating features: Electric,Propane,Radiant
- Cooling features: None
Interior Area
- Total structure area: 2,706
- Total interior livable area: 2,706 sqft
Property
Details
- Parcel number: 200005300001044002
- Special condition: None
Lot
- Lot size: 1.87 Acres
- Features: Back Yard,Cleared,Front Yard,Landscaped,Level,Near School,Near Shops,Private
Parking
- Total spaces: 1
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sullivan County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $346 | $4,152 |
| Property Taxes | $708 | $8,496 |
| Electricity | $447 | $5,366 |
| Total | $3,877 | $46,524 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Price change | $495,000 |
| 2026-03-18 | Listed for sale | $525,000 |
| 2025-10-22 | Listing removed | $549,000 |
| 2025-07-30 | Price change | $549,000 |
| 2025-05-25 | Listed for sale | $560,000 |
| 2025-05-24 | Listing removed | $555,000 |
| 2025-04-19 | Listed for sale | $555,000 |
| 2025-02-21 | Listing removed | $565,000 |
| 2024-10-25 | Price change | $565,000 |
| 2024-09-23 | Listed for sale | $585,000 |
| 2011-12-27 | Sold | $83,000 |
| 2011-06-09 | Listing removed | $120,000 |
| 2011-05-08 | Price change | $120,000 |
| 2011-01-18 | Price change | $125,000 |
| 2010-10-22 | Price change | $130,000 |
| 2010-07-22 | Price change | $135,000 |
| 2010-05-07 | Listed for sale | $150,000 |
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