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545 Stump Pond Road, Livingston Manor, NY, 12758

3beds
2baths
1,564sqft
$469,900
$300price/sqft
$3,564/moest. monthly cost
$142,560/yrincome needed

About This Home

PRICE REDUCED..Great location with year round beautiful mountain views... this well maintained house with 3 bedrooms and 2 bathrooms on over 5+ acres....the house sits on 1.28 acres plus an additional 4.7 acres SBL 9-1-4.3 that is contiguous with the house parcel..wood floors..large wrap round deck..2 car garage..finished basement with a wood burning stove and full bathroom ..split units to cool the house in the summer and heat the house in the winter...fenced in backyard. ..paved driveway with mature trees and some fruit trees..an additional bonus is that the road is flat for miles so great for walking and biking..and separate from the house but close to walk there (100') there is an additional outbuilding complete with a full bathroom..kitchen and large open space..can be used as a bonus room or private office..all offers presented

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Oven,Range,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,High Speed Internet,Open Kitchen,Pantry,Primary Bathroom,Recessed Lighting,Storage,Walk Through Kitchen
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Property

Details

  • Parcel number: 228900900001008003
  • Special condition: None

Lot

  • Lot size: 1.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Off Street,Private,Unassigned
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$222$2,664
Property Taxes $708$8,496
Electricity $258$3,101
Total$3,564$42,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,194/yr
40% on housing$106,920/yr
45% on housing$95,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 12758$273
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12758
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$469,900
2026-07-03Listed for sale$499,000
2013-01-31Sold$69,000
2012-08-09Sold$69,000
2012-06-14Price change$99,000
2012-06-05Price change$75,000
2012-05-02Price change$89,000
2012-03-28Price change$99,000
2012-03-21Listed for sale--
2012-01-02Listing removed$126,500
2011-11-19Price change$126,500
2011-07-16Price change$109,900
2011-04-06Price change$119,900
2010-11-24Price change$124,900
2010-04-01Listed for sale$159,900

For Sale by Agent

AgentPeter Feinberg
BrokerageKW Hudson Valley United

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