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110 Eldred Yulan Road, Eldred, NY, 12732

4beds
2baths
2,400sqft
$799,000
$333price/sqft
$5,984/moest. monthly cost
$239,360/yrincome needed

About This Home

BEAUTIFUL HOME SET ON 11.5 ACRES IN ELDRED, NY THAT COMES WITH DEEDED LAKE RIGHTS TO THE PRIVATE MONTGOMERY LAKE AND A PARCEL ON BODINE LAKE - Welcome to this 4 bedroom 2 bath home that offers a cozy living room with a wood burning fireplace, a master bedroom/bath set privately on the main level and a charming kitchen/dining room with three large sliders overlooking this pretty property. Attached is an incredible three car garage/workshop for the mechanic in the house, storage for a car collector or can be converted to a dream studio. The landscaping was intentionally planned to offer a show of perennials all season long, adding to this special setting. The backyard is large and currently a blank canvas, with opportunity to create an amazing outdoor space with options for a vegetable garden, pool, burning pit, this property offers so much inspriation. With 11.5+ acres you could have your own trail system out your back door, just bring your vision. Included in the sale is: BONUS #1 - deeded lake rights to the pristine Montgomery Lake, a 20 acre sparkling beauty known for great fishing, swimming and kayaking. BONUS #2 - a small parcel, enough for a dock on Bodine Lake, a 19 acre lake also known for its fishing and kayaking. Approximately 2+ hrs from NYC, 20 minutes to NY trains, makes this special home a very easy commute. Close by you'll find several quaint towns for dining and shopping, the Delaware River for rafting/fishing, Bethel Woods Preforming Arts Center for amazing concerts under the stars, Kartrite Indoor Water Park, Resorts World Casino, skiing at Holiday Mountain/Big Bear at Masthope Mountain, many amazing hiking/biking trails and absolutely the best farmers markets you'll find anywhere, all for a very beautiful life in the country.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1861

Materials

  • Foundation: Concrete Perimeter,Stone
  • Construction materials: Fiberglass Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Range,Microwave

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Full

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 340001100001043000
  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges

Lot

  • Lot size: 11.60 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$343$4,116
Property Taxes $1,205$14,460
Electricity $396$4,759
Total$5,984$71,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,165/yr
40% on housing$179,520/yr
45% on housing$159,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 12732$193
Sullivan County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 12732
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$899,000

For Sale by Agent

AgentCaroline Akt
BrokerageCaroline Akt Realty LLC

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