




383 Ferndale Loomis Road, Liberty, NY, 12754
About This Home
Brand-new construction offering 5 bedrooms, 2.5 baths, and a thoughtfully designed modern layout on 1.05 acres. The upper level features a spacious primary bedroom plus three additional bedrooms, while the first floor includes an additional bedroom, perfect for guests or a home office. The heart of the home is the expansive open-concept kitchen, dining, and living area, all flowing together beneath high ceilings to create a bright and impressive main living space. Additional highlights include a 2-car garage, generous room sizes, and a beautiful, functional floor plan throughout. Situated on a quiet street with plenty of outdoor space, this newly built home offers comfort, style, and room to grow
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Other
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- High Ceilings,Open Floorplan,Open Kitchen
- Attic: Pull Stairs,Storage
Heating & Cooling
- Heating features: ENERGY STAR Qualified Equipment,Forced Air
- Cooling features: Central Air,Ductwork
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Property
Details
- Parcel number: 368903600001026001
- Special condition: None
Lot
- Lot size: 1.05 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sullivan County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $251 | $3,012 |
| Property Taxes | $942 | $11,304 |
| Electricity | $396 | $4,759 |
| Total | $4,749 | $56,988 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $625,000 |
| 2026-02-03 | Listing removed | $65,000 |
| 2025-07-24 | Price change | $65,000 |
| 2025-05-30 | Listed for sale | $75,000 |
| 2006-11-14 | Sold | $35,000 |
