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9 Elm Road, Wurtsboro, NY, 12790

1beds
1baths
480sqft
$189,000
$394price/sqft
$1,552/moest. monthly cost
$62,080/yrincome needed

About This Home

Don’t miss this opportunity of a NEWLY RENOVATED 1 Bedroom cottage with a serene atmosphere and abundance of natural light. The living area is thoughtfully designed, featuring a cozy dining space. With its well-proportioned bedroom this home expertly balances functionality and comfort. Following a comprehensive renovation the cottage now showcases all-new appliances, new roof, siding. This is a must-see with plenty of backyard space and privacy. Comes with a washer and dryer.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Emma C Chase SchoolGrades K-51.6 mi
3/10
3/10
Monticello High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Refrigerator,Washer
  • Laundry features: In Bathroom

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Kitchen
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 408903900021003000
  • Special condition: None

Lot

  • Lot size: 10,019 sqft

Parking

  • Parking features: Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$66$792
Property Taxes $285$3,420
Electricity $246$2,954
Total$1,552$18,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,211/yr
40% on housing$46,560/yr
45% on housing$41,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 12790$199
Sullivan County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 12790
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Price change$194,000
2026-04-10Listed for sale$200,000
2018-06-30Listing removed$139,900
2017-12-29Listed for sale$139,900
1998-03-04Sold$200

For Sale by Agent

AgentDominick J Tufano
BrokerageRE/MAX Benchmark Realty Group

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