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13 Sycamore Trail, Wurtsboro, NY, 12790

1beds
1baths
630sqft
$185,250
$294price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

Charming, cozy, and ‘cute as button’ three season cottage in Wurtsboro Hills is straight out of a storybook. Featured in Metropolitan Home Magazine, this summer getaway is cozy and bright. One primary bedroom with built in storage makes the most of a smaller space; the bathroom features a fully tiled walk-in shower. Walk-through kitchen opens into a quaint dining room. The sunroom offers plenty of room for entertaining guests, and its screened porch is a perfect spot for enjoying nature over your morning coffee. Explore the park-like grounds, just over 3/4 acre, with stone firepit, stone patio, & arbor. A separate bunkhouse (with electric) on the property offers additional sleeping quarters for guests, a studio space for the artist or handyman, and storage. Property is a three season dwelling, but has the potential to be converted into a year-round residence. A must-see to appreciate its character and charm! Less than 2 hours to NYC! In need of a year-round home? This house may qualify for NYSERDA grants!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
Emma C Chase SchoolGrades K-51.9 mi
3/10
3/10
Monticello High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1920

Materials

  • Construction materials: Clapboard,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Beamed Ceilings,Walk Through Kitchen
  • Attic: None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 630
  • Total interior livable area: 630 sqft

Property

Details

  • Parcel number: 408904100023004001
  • Special condition: None
  • Exclusions: Stove

Features

  • Levels: One
  • Fencing: None

Lot

  • Lot size: 0.82 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $936$11,232
Home Insurance *$65$780
Property Taxes $279$3,348
Electricity $246$2,954
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 12790$200
Sullivan County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 12790
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$185,250
2025-10-02Price change$195,000
2025-05-26Price change$203,500
2024-08-29Listed for sale$225,000

For Sale by Agent

AgentElizabeth A Bernitt
BrokerageCentury 21 Geba Realty

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