




77 Upper rd Road, Middletown, NY, 10940
About This Home
This beautiful ranch-style property is ready to move in. Amazing upgrades were made to this home with beautiful hardwood floors, 4 bedrooms, 3 bathrooms, a huge finished basement with 3 additional rooms for storage or home office, and it also has space for a personal gym with access to an amazing backyard that features a beautiful above-ground pool, a tennis court, volleyball court, or basketball court. Make it your own choice. This beautiful property has a side deck perfect for family gatherings, BBQ, and more to capture your heart and make it your new home.
Getting Around
Schools
Construction
Condition
- Year built: 1965
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished,Full,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Eat-in Kitchen,Granite Counters,Kitchen Island,Open Kitchen,Pantry
- Flooring: Hardwood
- Fireplace features: Decorative,Pellet Stove
- Fireplace: Yes
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 2,162
- Total interior livable area: 2,162 sqft
Property
Details
- Parcel number: 4089068B0001001000
- Special condition: None
Features
- Private pool: Yes
- Has spa: Yes
Lot
- Lot size: 1.01 Acres
Parking
- Total spaces: 2
- Parking features: Detached,Driveway,Garage,Garage Door Opener,Private,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sullivan County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $844 | $10,128 |
| Electricity | $357 | $4,287 |
| Total | $4,232 | $50,784 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $560,000 |
| 2026-02-19 | Listing removed | $565,000 |
| 2025-09-17 | Price change | $565,000 |
| 2025-06-01 | Listed for sale | $600,000 |
| 2022-04-27 | Sold | $399,999 |
| 2021-11-12 | Pending sale | $399,999 |
| 2021-10-29 | Price change | $399,999 |
| 2021-10-02 | Listed for sale | $424,999 |
