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65 Bradley Road, Liberty, NY, 12754

3beds
3baths
1,221sqft
$389,000
$319price/sqft
$2,954/moest. monthly cost
$118,160/yrincome needed

About This Home

Tucked away in the foothills of the Catskills, this completely move-in ready and reimagined residence at 65 Bradley Road offers a rare opportunity to own a truly turnkey home in the highly sought-after Town of Neversink, within the Tri-Valley School District. LOW TAXES Taken down to the studs and rebuilt with intention, this 1,221 square foot home offers three bedrooms and three full bathrooms, with every major system brand new—electric, plumbing, insulation, and a new roof—providing true peace of mind for years to come. Inside, a bright open floor plan unfolds, anchored by rich oak hardwood floors and a thoughtfully designed kitchen featuring granite countertops and stainless steel appliances. A wood-burning stove adds both character and supplemental warmth, while central air ensures comfort through every season. The primary suite is a standout, complete with dual vanities and a refined, spa-like feel. Step outside to a newly built 600 square foot Trex deck, perfect for entertaining or quiet mornings overlooking the surrounding landscape. A whole-house speaker system enhances the living experience, and the large detached garage provides ample space for storage, hobbies, or recreational equipment. Located just moments from the Neversink Reservoir—offering opportunities for paddle boarding, rowing, and swimming—this home captures the essence of upstate living, all while being just two hours from New York City. With very low taxes and a setting that blends privacy with accessibility, this is a rare offering in one of the area’s most desirable locations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1969

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Double Vanity,Granite Counters,His and Hers Closets,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Recessed Lighting,Sound System,Storage
  • Flooring: Hardwood
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,221
  • Total interior livable area: 1,221 sqft

Property

Details

  • Parcel number: 420004100001005000
  • Special condition: None

Lot

  • Lot size: 0.72 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$156$1,872
Property Taxes $586$7,032
Electricity $246$2,954
Total$2,954$35,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,280/yr
40% on housing$88,620/yr
45% on housing$78,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 12754$164
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12754
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$439,000
2023-07-05Sold$79,000
2023-03-10Sold$281,330

For Sale by Agent

AgentVincent J. Nastro
BrokerageHoward Hanna Rand Realty

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