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15 Pearl Street, Livingston Manor, NY, 12758

4beds
3baths
2,496sqft
$294,400
$118price/sqft
$2,483/moest. monthly cost
$99,320/yrincome needed

About This Home

Three family money maker located in the highly desired up-and-coming Livingston Manor area with an additional lot for sale as well to the left of the house. Spacious two-bedroom apartment on the first floor, two additional one-bedroom apartments, and a detached two-car garage. Lots of great restaurants and shops close by. Don't wait, or you will miss out on this opportunity. Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:2 Car Detached,

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic: Walkup

Heating & Cooling

  • Heating features: Hot Water,Oil,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 2,496 sqft

Property

Details

  • Parcel number: 440004600001026000

Features

  • Levels: Two

Lot

  • Lot size: 8,455 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,488$17,856
Home Insurance *$139$1,668
Property Taxes $444$5,328
Electricity $412$4,949
Total$2,483$29,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,131/yr
40% on housing$74,490/yr
45% on housing$66,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 12758$286
Sullivan County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 12758
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-03-31Listed for sale$294,500
2025-03-16Listing removed$294,500
2024-08-20Listed for sale$294,500
2024-08-05Listing removed--
2024-01-06Listed for sale$294,500
2023-08-02Listing removed--
2023-01-29Listed for sale$295,000
2023-01-01Listing removed--
2022-08-09Listed for sale$300,000
2019-12-19Sold$150,000
2019-06-20Price change$100,000
2019-04-28Listed for sale$149,900
2019-03-01Listing removed$59,999
2019-01-30Price change$59,999
2018-09-12Price change$79,950
2018-05-09Listed for sale$109,000
2017-01-02Listing removed$99,900
2015-06-05Price change$99,900
2014-10-21Price change$109,900
2014-09-19Price change$125,000
2014-06-06Listed for sale$130,000
2012-11-02Listing removed$124,500
2011-04-23Listed for sale$124,500

For Sale by Agent

AgentMaxine H Schulte
BrokerageThe Maxx Group LLC

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