See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2085 Utsey St, Johns Island, SC, 29455

5beds
4baths
2,816sqft
$759,999
$270price/sqft
$4,847/moest. monthly cost
$193,880/yrincome needed

About This Home

Welcome to 2085 Utsey Street located in the highly sought after Oakfield community on Johns Island. This Charleston Single style home offers over 2,800 square feet with 5 bedrooms and 3.5 bathrooms, all set on one of the largest and most private corner lots in the neighborhood!From the dual front porches and gas lantern to the professionally designed landscaping, the home immediately captures the charm and character of Lowcountry living.Step inside to find a beautifully maintained home where pride of ownership is evident throughout. A welcoming foyer leads into a formal dining room and flows seamlessly into the heart of the home, where the living room, kitchen, and eat in dining area come together in an open and functional layout designed for both everyday living and entertaining.The kitchen features quartz countertops, a natural gas cooktop with range hood, built in oven and microwave convection oven, a custom pantry, and ample cabinet space. The living room is filled with natural light and centered around a natural gas fireplace, while a large screened porch just off the main living area overlooks the private backyard. The main level primary suite offers a spacious retreat with dual walk in closets and a well appointed ensuite bathroom featuring dual vanities and a oversized walk-in shower with rainfall shower head. A dedicated laundry/mudroom and powder room complete first floor Upstairs, you will find a large loft that works perfectly as a second living space, playroom, or media room, with direct access to a private balcony that is ideal for starting or ending your day. Four additional bedrooms and two full bathrooms complete the 2nd floor offering ample space for everyone. The backyard is where this home truly stands out. Situated on one of the communities largest homesites, this .27 acre corner lot offers unparalleled privacy within the community. The space is highlighted by mature landscaping, a large paver patio, and a six person hot tub that conveys with property, creating the perfect setting for relaxing or entertaining. Additional features include full yard irrigation, whole home gutter system and active termite bond. Additionally this home is located in a "X" flood zone, requiring no mandatory flood insurance. Oakfield is a stunning, tree-lined neighborhood with impressive amenities, including a large resort-style pool, miles of walking trails, playgrounds, a putting green, bocce ball court, and a horseshoe pit. The neighborhood often hosts food trucks and community-led holiday events. Oakfield is conveniently located on Johns Island with quick access to Maybank Highway and is just minutes from popular restaurants such as Wild Olive, Royal Tern, Minero, and Low Tide Brewing -- plus a short drive to Downtown Charleston, Kiawah Island, or Folly Beach!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Haut Gap Middle SchoolGrades 6-82.1 mi
2/10
St. Johns High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Charleston Single
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling - Smooth,Tray Ceiling(s),High Ceilings,Kitchen Island,Walk-In Closet(s),Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,816
  • Total interior livable area: 2,816 sqft

Property

Details

  • Parcel number: 2780700233
  • Special condition: 10 Yr Warranty

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Front Porch,Screened
  • Exterior features: Balcony,Lawn Irrigation
  • Spa features: Hot Tub/Spa
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.27 Acres
  • Features: 0 - .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Garage,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Earthquake
Coastal Flooding
Cold Wave
Ice Storm
Lightning
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$482$5,784
Property Taxes $253$3,036
Electricity $270$3,249
Total$4,847$58,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,182/yr
40% on housing$145,410/yr
45% on housing$129,253/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 29455$454
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29455$313
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$775,000
2020-09-23Sold$441,975

For Sale by Agent

AgentBHHS Carolina Sun Real Estate
BrokerageBHHS Carolina Sun Real Estate

Similar Homes