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117 Lake Shore Drive W, Rock Hill, NY, 12775

2beds
2baths
1,200sqft
$499,990
$417price/sqft
$3,749/moest. monthly cost
$149,960/yrincome needed

About This Home

Set directly on the shores of Treasure Lake within the highly sought-after Emerald Green community, this beautifully reimagined waterfront retreat offers approximately 100 feet of lake frontage and breathtaking sunset views looking west across the water. Nestled within a premier 1,400-acre private community featuring Lake Louise Marie, Treasure Lake, and Davis Lake, residents enjoy access to over 250 acres of water ideal for swimming, fishing, kayaking, paddleboarding, and electric boating. Completely renovated down to the studs, this move-in-ready home was thoughtfully designed to capture its incredible lakefront setting. The open-concept main living area is highlighted by dramatic floor-to-ceiling windows that flood the home with natural light while showcasing panoramic lake views from nearly every angle. A wood-burning fireplace adds warmth and charm, while sliding glass doors lead to an expansive deck and screened-in porch — the perfect places to relax and take in the spectacular evening sunsets over Treasure Lake. The updated kitchen features stone countertops and stainless steel appliances, seamlessly connecting to the dining and living spaces for effortless entertaining. The home offers two generously sized bedrooms, including a private primary suite with its own full bath, plus an additional full bathroom and convenient laundry area. Individual heating zones throughout the home provide comfort and efficiency, complemented by a newer ductless heating and cooling system. Beneath the home, a spacious crawlspace offers ideal storage for kayaks, paddleboards, floats, life jackets, and all your waterfront gear. Outside, the level backyard leads directly to the lake and creates the ultimate outdoor setting with a private dock, sandy beach area, firepit, and endless opportunities to enjoy the waterfront lifestyle. Emerald Green residents enjoy an impressive collection of amenities including indoor and outdoor pools, fitness center, indoor walking track, tennis and pickleball courts, basketball courts, dog park, clubhouse, sandy beach, and a vibrant social calendar featuring live entertainment, community gatherings, fitness classes, fireworks, and more. Conveniently located near destinations like Bethel Woods Center for the Arts, Resorts World Catskills, and The Kartrite Resort & Indoor Waterpark, along with skiing, hiking trails, wineries, and countless outdoor attractions, this is a rare opportunity to own a fully updated lakefront home with stunning western sunset exposure in one of the region’s most desirable private lake communities.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Emma C Chase SchoolGrades K-55.9 mi
2/10
3/10
Monticello High SchoolGrades 9-126.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1972

Materials

  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Storage Space,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Kitchen Island,Open Kitchen,Primary Bathroom,Stone Counters,Walk-In Closet(s)
  • Window features: New Windows,Screens
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Baseboard,Electric,Other,See Remarks
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 4689052K0003004000
  • Special condition: None

Features

  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Balcony,Dock,Fire Pit,Other,Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges
  • Frontage length: 82

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 8
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$221$2,652
Property Taxes $754$9,048
Electricity $246$2,954
Total$3,749$44,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,537/yr
40% on housing$112,470/yr
45% on housing$99,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 12775$214
Sullivan County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 12775
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$499,990
2026-05-26Listed for sale$550,000
2020-06-25Sold$210,000
2020-04-22Listed for sale$228,900
2019-11-21Listing removed$229,000
2019-10-14Price change$229,000
2019-09-12Price change$239,000
2019-08-02Price change$239,500
2019-07-10Price change$259,000
2019-05-29Listed for sale$274,000
2019-01-15Listing removed$289,000
2018-08-20Price change$289,000
2018-07-15Listed for sale$299,000
2003-08-13Sold$307,500

For Sale by Agent

AgentColin Seitz
BrokerageRE/MAX Benchmark Realty Group

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