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39 Dingle Daisy Road, Monticello, NY, 12701

5beds
2baths
2,062sqft
$385,000
$187price/sqft
$3,024/moest. monthly cost
$120,960/yrincome needed

About This Home

This raised ranch style home, featuring 5 bedrooms and 2 full baths, provides spacious living perfect for guests or anyone needing extra room. Situated on a generous 1.97-acre lot, it offers ample outdoor space for recreation, gardening, or future expansion. The property has a full basement with a convenient walk-in basement entrance, adding both functionality and the potential for additional finished living areas or storage. Recent upgrades include a brand-new roof and a new septic system, ensuring worry-free maintenance. Located just 10 minutes from Monticello, this home combines quiet country living with easy access to local amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
2/10
3/10
Monticello High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 1990

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath
  • Attic: Dormer

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,062
  • Total interior livable area: 2,062 sqft

Property

Details

  • Parcel number: 468905900001061003
  • Special condition: None

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 1.97 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$158$1,896
Property Taxes $580$6,960
Electricity $340$4,089
Total$3,024$36,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,680/yr
40% on housing$90,720/yr
45% on housing$80,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 12701$336
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12701
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$385,000
2026-07-13Price change$415,000
2026-05-14Listed for sale$430,000
2026-02-06Listing removed$449,999
2026-01-16Price change$449,999
2025-08-05Listed for sale$479,999
2024-08-05Listing removed--
2024-05-13Listed for sale$479,999
2022-05-16Sold$210,000
2022-03-04Pending sale$249,995
2022-03-04Listed for sale$249,995
2022-02-06Listing removed--
2021-12-23Price change$249,995
2021-11-05Listed for sale$260,000
2021-01-15Listing removed--
2020-09-11Price change$250,000
2020-08-29Price change$275,000
2020-08-16Listed for sale$285,000
2013-10-09Listing removed$355,100
2013-07-10Listed for sale$355,100

For Sale by Agent

AgentAnna Milucky
BrokerageCentury 21 Country Realty

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