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143 S Monroe St, Watkins Glen, NY, 14891

3beds
2baths
1,447sqft
$170,000
$117price/sqft
$1,424/moest. monthly cost
$56,960/yrincome needed

About This Home

From the heart of the Finger Lakes comes the perfect starter home! Perched at the end of a quiet, elevated street with a great view, this 3 bed/1.5 bath Watkins Glen abode beckons the opportunity for family memories. Additionally, this home is walking distance from Seneca lake, Watkins Glen State Park, Watkins Glen International and the restaurants and amenities of the downtown area. Located in the Watkins Glen School District, the home's features include an updated bathroom, front covered patio, swing set for the kids and natural gas/forced air. Also notable is the fact that the property sits on an oversized lot, with an outbuilding ready to be transformed into an ADU, investment property or garage. NASCAR, Waterfront dining, boating, fishing, and wine country await!

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Poured,Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater,Refrigerator,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: Egress Windows,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Natural Woodwork,Convertible Bedroom
  • Window features: Storm Window(s)
  • Flooring: Hardwood,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,447
  • Total interior livable area: 1,447 sqft

Property

Details

  • Parcel number: 44240106501300070130000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Screened
  • Exterior features: Porch,Private Yard,See Remarks

Lot

  • Lot size: 8,712 sqft
  • Features: Adjacent To Public Land,Irregular Lot,Near Public Transit,Residential Lot
  • Lot size dimensions: 50 x 171

Parking

  • Parking features: No Garage,Driveway,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Schuyler County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$81$972
Property Taxes $238$2,856
Electricity $246$2,954
Total$1,424$17,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,822/yr
40% on housing$42,720/yr
45% on housing$37,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 14891$214
Schuyler County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 14891—
Schuyler County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$199,900
2025-11-14Listed for sale$218,990
2009-11-30Sold$70,000

For Sale by Agent

AgentKevin Duffey
BrokerageHoward Hanna S Tier Inc

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