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3268 Reading Rd, Watkins Glen, NY, 14891

4beds
4baths
2,529sqft
$499,900
$198price/sqft
$3,883/moest. monthly cost
$155,320/yrincome needed

About This Home

Just minutes from downtown Watkins Glen, this beautiful 4-bedroom Colonial offers over 2,500 square feet of thoughtfully updated living space. Situated on nearly an acre, this home combines timeless charm, generous living areas, and an exceptional location in the heart of the Finger Lakes. Inside, you’ll find 2 full baths and 2 half baths, along with numerous recent updates, including a new roof, new windows (all but two), and renovated bathrooms. The spacious kitchen opens to a welcoming dining area featuring a stunning stone fireplace, creating the perfect gathering place while enjoying the scenic hillside and lake views. The formal living room is equally inviting, offering a second fireplace, custom built-in bookcases, a fully stocked wet bar, and sliding glass doors leading to a screened porch and expansive wraparound deck—ideal for entertaining, relaxing, or taking in spectacular sunsets over Seneca Lake. A spacious first-floor den provides the flexibility for a home office, family room, or additional living space, while the convenient first-floor laundry room includes a shower for added functionality. There are two efficient natural gas fireplaces that the Seller's often use to comfortably heat the house! The partially finished lower level offers even more room to spread out, complete with a new gas wall heater and a beautiful pool table that conveys with the home. Decorative tin ceilings add warmth and character throughout! The nearly one-acre lot provides plenty of space to enjoy the outdoors. A recently paved & sealed upper driveway leads to the front entrance, while a second driveway offers access to the attached two-car garage and additional parking. Whether you’re looking for a full-time residence or a weekend getaway, this exceptional home offers the perfect blend of comfort, character, thoughtful updates, and beautiful Seneca Lake views—all just minutes from downtown Watkins Glen, renowned wineries, hiking trails, and the best of Finger Lakes living. Schedule your private showing today and experience everything this wonderful home has to offer.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Wet Bar,Den,Other,See Remarks
  • Flooring: Carpet,Hardwood,Laminate,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Other,See Remarks,Baseboard,Hot Water
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 2,529
  • Total interior livable area: 2,529 sqft

Property

Details

  • Parcel number: 44328906400800010110010000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 0.98 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 199 x 230

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Ice Storm
Lightning

FEMA Declared Disasters in Schuyler County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$240$2,880
Property Taxes $699$8,388
Electricity $417$5,015
Total$3,883$46,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,131/yr
40% on housing$116,490/yr
45% on housing$103,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 14891$197
Schuyler County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 14891—
Schuyler County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$479,000
2026-07-16Price change$499,900
2026-07-02Listed for sale$524,000
2019-10-23Listing removed$325,000
2019-05-22Listed for sale$325,000
2006-10-06Sold$189,900
1997-06-11Sold$750

For Sale by Agent

AgentKenneth J. Wilson
BrokerageFranzese Real Estate

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