41 Spring St, Waverly, NY, 14892
About This Home
Welcome to this spacious three-bedroom, two-bath home located on Spring Street in Waverly, NY. Situated on a generous double lot with a fully fenced yard, this property offers plenty of outdoor space for kids, pets, gardening, or entertaining. Step inside to find a very large kitchen, perfect for cooking, gathering, and everyday living. The home features a large half bath on the first floor that offers ample space to be converted into a full bah, and full bath upstairs for added convenience. The exterior boasts low-maintenance vinyl siding, and the interior has been freshly painted, giving you a head start on updates. The home is serviced by natural gas, adding efficiency and comfort. While it does need some TLC, this property is full of potential and ready for your personal touch. With its great location, spacious yard, and solid structure, it could make a wonderful starter home or investment opportunity. Don't miss your chance to bring this Waverly gem back to life.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Dirt Floor
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,442
- Total interior livable area: 1,442 sqft
Property
Details
- Parcel number: 49200116611216
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.66 Acres
- Features: In Town
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Tioga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $57 | $684 |
| Property Taxes | $188 | $2,256 |
| Electricity | $246 | $2,954 |
| Total | $1,047 | $12,564 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $110,000 |
| 2026-04-27 | Listed for sale | $104,900 |
| 2026-03-04 | Contingent | $104,900 |
| 2025-12-16 | Price change | $104,900 |
| 2025-11-13 | Listed for sale | $124,900 |
| 2025-10-07 | Listing removed | -- |
| 2025-07-09 | Price change | $129,000 |
| 2025-04-12 | Listed for sale | $136,000 |
| 2023-12-17 | Listing removed | -- |
| 2023-09-19 | Listed for sale | $130,000 |
| 2021-11-02 | Listing removed | -- |
| 2021-08-27 | Listed for sale | $92,000 |
| 2019-10-11 | Sold | $82,000 |
| 2019-03-22 | Pending sale | $82,000 |
| 2018-11-14 | Price change | $82,000 |
| 2018-09-08 | Listed for sale | $94,900 |
| 2014-07-01 | Sold | $90,909 |
| 2014-05-02 | Listed for sale | $98,263 |
| 2006-12-11 | Sold | $83,000 |
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