




440 Park Ave, Waverly, NY, 14892
About This Home
Whether you're a lover of historic homes, Victorian architecture, or you've dreamed of owning a home like the Munsters or Addams Family, this home delivers all the charm, character, and dramatic presence you could imagine. This one-of-a-kind residence is ready to become the centerpiece of its next chapter. Offering over 4,000 square feet filled with original craftsmanship, including ornate woodwork, soaring ceilings, hardwood floors, and six fireplaces. Spacious floor plan features 3 floors, with 6+ bedrooms, 2.5 baths providing room for both everyday living and memorable gatherings. Extensive restoration and updates have preserved the home's architectural integrity while enhancing comfort and functionality. Outside, the stately exterior, covered front porch, and detached three-car garage complete the picture on a generous in-town lot. Original blueprints and historical documents convey with the property, offering a unique connection to its storied past.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1874
Materials
- Foundation: Poured,Stone
- Roof: Flat,Shingle
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Water Softener Owned
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Bathroom Rough-In,Ceiling Fan(s),Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Great Room,Home Office,Library,Natural Woodwork,Convertible Bedroom
- Flooring: Hardwood,Varies,Vinyl
- Number of fireplaces: 6
- Fireplace: Yes
Heating
- Heating features: Gas,Hot Water,Radiator(s),Steam
Interior Area
- Total structure area: 3,569
- Total interior livable area: 3,569 sqft
Property
Details
- Parcel number: 49200116601900030460000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Blacktop Driveway
Lot
- Lot size: 0.42 Acres
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 128 x 146
Parking
- Total spaces: 3
- Parking features: Detached,Electricity,Garage,Storage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Tioga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $643 | $7,716 |
| Electricity | $589 | $7,077 |
| Total | $3,323 | $39,876 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $375,000 |
| 2026-07-07 | Price change | $379,000 |
| 2026-06-05 | Listed for sale | $385,000 |
| 2026-04-09 | Listing removed | $440,000 |
| 2026-04-01 | Price change | $440,000 |
| 2026-03-19 | Price change | $455,000 |
| 2026-02-05 | Listed for sale | $465,000 |
| 2025-12-31 | Listing removed | $495,000 |
| 2025-11-08 | Price change | $495,000 |
| 2025-10-15 | Price change | $395,000 |
| 2025-10-01 | Price change | $465,000 |
| 2025-09-16 | Price change | $475,000 |
| 2025-08-08 | Price change | $495,000 |
| 2025-08-01 | Price change | $395,000 |
| 2025-07-18 | Price change | $425,000 |
| 2025-07-11 | Price change | $440,000 |
| 2025-07-01 | Price change | $455,000 |
| 2025-06-09 | Price change | $485,000 |
| 2025-05-16 | Listed for sale | $498,000 |
| 2023-05-26 | Sold | $260,000 |
| 2023-04-12 | Pending sale | $269,000 |
| 2023-04-02 | Listed for sale | $269,000 |
