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440 Park Ave, Waverly, NY, 14892

6beds
3baths
3,569sqft
$375,000
$105price/sqft
$3,323/moest. monthly cost
$132,920/yrincome needed

About This Home

Whether you're a lover of historic homes, Victorian architecture, or you've dreamed of owning a home like the Munsters or Addams Family, this home delivers all the charm, character, and dramatic presence you could imagine. This one-of-a-kind residence is ready to become the centerpiece of its next chapter. Offering over 4,000 square feet filled with original craftsmanship, including ornate woodwork, soaring ceilings, hardwood floors, and six fireplaces. Spacious floor plan features 3 floors, with 6+ bedrooms, 2.5 baths providing room for both everyday living and memorable gatherings. Extensive restoration and updates have preserved the home's architectural integrity while enhancing comfort and functionality. Outside, the stately exterior, covered front porch, and detached three-car garage complete the picture on a generous in-town lot. Original blueprints and historical documents convey with the property, offering a unique connection to its storied past.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
Waverly Middle SchoolGrades 5-80.8 mi
6/10
Waverly High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1874

Materials

  • Foundation: Poured,Stone
  • Roof: Flat,Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom Rough-In,Ceiling Fan(s),Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Great Room,Home Office,Library,Natural Woodwork,Convertible Bedroom
  • Flooring: Hardwood,Varies,Vinyl
  • Number of fireplaces: 6
  • Fireplace: Yes

Heating

  • Heating features: Gas,Hot Water,Radiator(s),Steam

Interior Area

  • Total structure area: 3,569
  • Total interior livable area: 3,569 sqft

Property

Details

  • Parcel number: 49200116601900030460000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.42 Acres
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 128 x 146

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Storage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$195$2,340
Property Taxes $643$7,716
Electricity $589$7,077
Total$3,323$39,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,931/yr
40% on housing$99,690/yr
45% on housing$88,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 14892$77
Tioga County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 14892$118
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$375,000
2026-07-07Price change$379,000
2026-06-05Listed for sale$385,000
2026-04-09Listing removed$440,000
2026-04-01Price change$440,000
2026-03-19Price change$455,000
2026-02-05Listed for sale$465,000
2025-12-31Listing removed$495,000
2025-11-08Price change$495,000
2025-10-15Price change$395,000
2025-10-01Price change$465,000
2025-09-16Price change$475,000
2025-08-08Price change$495,000
2025-08-01Price change$395,000
2025-07-18Price change$425,000
2025-07-11Price change$440,000
2025-07-01Price change$455,000
2025-06-09Price change$485,000
2025-05-16Listed for sale$498,000
2023-05-26Sold$260,000
2023-04-12Pending sale$269,000
2023-04-02Listed for sale$269,000

For Sale by Agent

AgentBecky Birdsall
BrokerageRealty One Group Supreme

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