See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

271 Prospect Hill Rd, Waverly, NY, 14892

3beds
2baths
1,540sqft
$189,000
$123price/sqft
$1,631/moest. monthly cost
$65,240/yrincome needed

About This Home

Have you ever dreamed of owning a home but are terrified of the land maintenance? This home is perfect for you!! While this lot rental has access to the 16.39 acres it's not for you to worry about the upkeep!! Whether you're a first-time homebuyer, a couple starting life together, someone rebuilding after a major life transition, or searching for the perfect vacation getaway, this property offers comfort, convenience, and exceptional value. Thoughtfully furnished and ready for immediate enjoyment, it's an inviting place to call home or a peaceful retreat to escape to whenever you need it. Get lost in this peaceful countryside and enjoy breathtaking views from this beautifully maintained 2022 double-wide manufactured home offering 1,540 square feet, 3 bedrooms, and 2 full bathrooms. Nestled in a quiet, secluded setting with only three neighboring homes, this property provides the perfect blend of privacy, comfort, and convenience. Best of all, this sale includes all furnishings, household décor, kitchen utensils, cookware, cleaning supplies, and an outdoor grill, making it truly move-in ready. Simply bring your clothes and start enjoying your new home from day one! For outdoor enthusiasts, this property has access to 16.39 acres of wooded land, creating a true hunter's or nature lovers dream. Ever desired having land but concerned about the upkeep? This opportunity gives you the ability to utilize and enjoy the land without the worries of taking care of it! Abundant wildlife, mature trees, and ample room to explore make this the perfect setting for hunting, hiking, ATV riding, or simply enjoying the beauty of nature. Additional features include a storage shed purchased in 2024, providing extra space for tools, seasonal items, and outdoor equipment. The monthly lot rent offers exceptional value and includes property taxes, water, trash removal, and snow removal, helping simplify homeownership and maintenance while keeping your living expenses predictable. Whether you're looking for a full-time residence, a low-maintenance lifestyle, a weekend or summer getaway, or your own private hunting retreat, this unique property offers it all!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
Tioga Elementary SchoolGrades PK-46.3 mi
7/10
Tioga Middle SchoolGrades 5-86.4 mi
7/10
Tioga Senior High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Furnished,Separate/Formal Living Room,Kitchen Island,Kitchen/Family Room Combo,Sliding Glass Door(s),Window Treatments,Bath in Primary Bedroom
  • Door features: Sliding Doors
  • Window features: Drapes
  • Flooring: Carpet,Laminate,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,540
  • Total interior livable area: 1,540 sqft

Property

Details

  • Parcel number: 49208912400000010030100000
  • On leased land: Yes
  • Lease amount: 385
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Patio,Porch
  • Exterior features: Barbecue,Deck,Gravel Driveway,Patio

Lot

  • Lot size: 16.39 Acres
  • Features: Irregular Lot,Rural Lot
  • Lot size dimensions: 70 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$98$1,176
Property Taxes $324$3,888
Electricity $254$3,053
Total$1,631$19,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,920/yr
40% on housing$48,930/yr
45% on housing$43,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 14892$76
Tioga County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 14892$118
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$189,000
2011-02-18Sold$38,500

For Sale by Agent

AgentShaunase Ocker
BrokerageWarren Real Estate-Corning

Similar Homes