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177 Tubbs Hill Rd, Candor, NY, 13743

2beds
1baths
850sqft
$194,000
$228price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

Private, quiet, and peaceful, this cabin is reached by a long driveway and features a warm log-and-knotty-pine interior. The cozy living room overlooks the campfire and picnic area, while a woodstove and propane wall heater keep the space comfortable through the winter. The kitchen offers generous counter space, and the beautifully finished bathroom includes a shower and closet. Two bedrooms continue the cabin feel with rustic décor and cobblestone trim. A large utility room provides flexible use, and the spacious yard offers plenty of room for campfires, picnics, and outdoor enjoyment. Barn framing has been started and includes an electric panel and frost-free hydrant. The front woods could be converted back to pasture for horses or beef cattle, making this a great opportunity for a more self-sustained lifestyle. Being sold "As Is". Primary residence or seasonal home find peace with the rustle of the leaves. Short drive to Ithaca, Elmira or Binghamton. 3.5-hour drive to NYC.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

2/10
Candor Elementary SchoolGrades PK-62.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Range,Refrigerator

Bathroom

  • Level: First
  • Dimensions: 10.5 x 9.5

Bedroom

  • Level: First
  • Dimensions: 10.5 x 9

Bedroom

  • Level: First
  • Dimensions: 10.5 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 850

Heating & Cooling

  • Heating features: Propane
  • Cooling features: None

Interior Area

  • Total interior livable area: 850 sqft

Kitchen

  • Level: First
  • Dimensions: 10 x 9.5

Living Room

  • Level: First
  • Dimensions: 17 x 14

Utility Room

  • Level: First
  • Dimensions: 11 x 14

Property

Details

  • Parcel number: 49248903900000010170400000
  • Other equipment: Dehumidifier

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Landscaping,Mature Trees/Landscape,Patio,Shed
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Stream

Lot

  • Lot size: 30 Acres
  • Features: Level,Stream/Creek,Wooded
  • Lot size dimensions: 778' x 1786'

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$104$1,248
Property Taxes $333$3,996
Electricity $246$2,954
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 13743$110
Tioga County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 13743$122
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$194,000
2026-07-20Listed for sale$194,000
1999-04-30Sold$25,000

For Sale by Agent

AgentPansy Foster
BrokerageLAUREL MANAGEMENT INC

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