See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

475 W River Rd, Nichols, NY, 13812

3beds
2baths
1,193sqft
$214,900
$180price/sqft
$1,869/moest. monthly cost
$74,760/yrincome needed

About This Home

This fully updated home showcases quality craftsmanship and integrity in every detail. Featuring a step-less entry, first floor bedroom, bathroom and laundry, there is ease of accessibility at this home. Recent upgrades include a brand-new roof, furnace, water heater, pellet stove, a new 200-amp electric panel and many more. Every space has been refreshed with care, offering a comfortable and functional design ready for modern living. Move right in and enjoy the confidence of a home that’s been meticulously updated from top to bottom. Don't miss your chance at this lovely home!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Tioga Middle SchoolGrades 5-82.6 mi
8/10
Tioga Senior High SchoolGrades 9-122.6 mi
5/10
Tioga Elementary SchoolGrades PK-42.7 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Basement
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Oven,Propane Water Heater,Refrigerator,Range Hood,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bathroom

  • Level: Second
  • Dimensions: 6x6

Bedroom

  • Level: Second
  • Dimensions: 10x10

Bedroom

  • Level: Second
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: in kitchen

Features

  • Other,See Remarks
  • Window features: Insulated Windows
  • Flooring: Hardwood,Tile
  • Fireplace features: Living Room,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,193

Heating & Cooling

  • Heating features: Forced Air,Pellet Stove
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,193 sqft

Kitchen

  • Level: First
  • Dimensions: 15x15

Living Room

  • Level: First
  • Dimensions: 12x20

Master Bathroom

  • Level: First
  • Dimensions: 7x5

Master Bedroom

  • Level: First
  • Dimensions: 9x14

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 4928011591815
  • Zoning: Res
  • Zoning description: Res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Landscaping,Mature Trees/Landscape,Shed,Propane Tank - Owned

Lot

  • Lot size: 0.30 Acres
  • Features: Level,Landscaped
  • Lot size dimensions: 0.3 Acres

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$169$2,028
Property Taxes $368$4,416
Electricity $246$2,954
Total$1,869$22,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,080/yr
40% on housing$56,070/yr
45% on housing$49,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 13812$13
Tioga County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 13812$137
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-10Listed for sale$224,900
2025-05-01Sold$38,000
2025-03-12Pending sale$38,000
2025-03-04Contingent$38,000
2025-01-11Listed for sale$38,000
2024-10-18Listing removed$38,000
2024-07-18Price change$43,000
2024-06-25Listed for sale$49,000
2024-05-15Sold$34,000

For Sale by Agent

AgentJeremy Denmon
BrokerageWARREN REAL ESTATE (FRONT STREET)

Similar Homes