105 McMaster St, Owego, NY, 13827
About This Home
Charming and well-maintained 2-family property in the historic Village of Owego offering excellent owner-occupant or investment potential. Each apartment features 2 bedrooms and includes all appliances. Numerous updates provide peace of mind, including a roof just 4 years old, updated plumbing and electrical, replacement windows, and some new doors. The first floor apartment offers new flooring inthe kitchen and bath, while both units have been freshly painted and are ready for occupancy. A beautiful chestnut staircase adds timeless character. The second floor apartment includes access to a walk-up attice, providing abundant storage or future possibilites, and also has an office. Enjoy relaxing on one of the covered porches! A storage garage offers even more convenience. Ideally situated near parks, shops, restaurants and community amenities, this versatile property is a wonderful opportunity for homeowners and investors alike. Also includes tax map 128.08-1-1.124 .03 ac 22x52
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1911
Materials
- Foundation: Stone
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Range,Refrigerator,Washer
- Laundry features: Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Attic,Permanent Attic Stairs
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Laminate
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,396
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Wall/Window Unit(s)
Interior Area
- Total interior livable area: 2,396 sqft
Property
Details
- Parcel number: 49300112808169
- Zoning: 2-fam
- Zoning description: 2-fam
Features
- Patio & porch: Covered,Porch
- Exterior features: Landscaping,Porch
Lot
- Lot size: 8,712 sqft
- Features: Level
- Lot size dimensions: 52 x 151
Parking
- Total spaces: 1
- Parking features: Detached,Garage,One Car Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Tioga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $808 | $9,696 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $274 | $3,288 |
| Electricity | $395 | $4,751 |
| Total | $1,551 | $18,612 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Contingent | $159,900 |
| 2026-07-30 | Listed for sale | $159,900 |
| 2026-07-28 | Contingent | $159,900 |
| 2026-06-18 | Listed for sale | $159,900 |
| 2022-06-08 | Sold | $110,000 |
| 2022-03-22 | Pending sale | $117,900 |
| 2022-03-07 | Price change | $117,900 |
| 2022-02-16 | Listed for sale | $119,900 |
| 2007-01-24 | Sold | $100,861 |
| 2001-11-02 | Sold | $48,000 |
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