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75 Paige St, Owego, NY, 13827

3beds
2baths
1,344sqft
$95,000
$71price/sqft
$933/moest. monthly cost
$37,320/yrincome needed

About This Home

Lots of space in this affordable village of Owego 3 bedroom 1.5 bath home. Updated and move in ready. Features include a convenient main floor bedroom and half bath. Newer furnace, hot water heater, and front porch. Easy to maintain yard, and convenient to downtown Owego. Buy for less than renting.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

4/10
Owego Elementary SchoolGrades PK-50.9 mi
3/10
6/10
Owego Free AcademyGrades 9-121.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Water Heater,Refrigerator

Bathroom

  • Level: Second
  • Dimensions: 13 X 5

Bedroom

  • Level: First
  • Dimensions: 11 X 10

Bedroom

  • Level: Second
  • Dimensions: 18 X 10

Bedroom

  • Level: Second
  • Dimensions: 14 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13 X 7

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Half Bath

  • Level: First
  • Dimensions: 5 X 3

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: First
  • Dimensions: 15 X 13

Living Room

  • Level: First
  • Dimensions: 19 X 12

Property

Details

  • Parcel number: 493001128084181

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Lot size: 2,178 sqft
  • Features: Level
  • Lot size dimensions: .05 acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$44$528
Property Taxes $163$1,956
Electricity $246$2,954
Total$933$11,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,988/yr
40% on housing$27,990/yr
45% on housing$24,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 13827$84
Tioga County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 13827$132
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$95,000
2026-06-17Listed for sale$99,000
2025-12-10Listing removed$96,000
2025-08-29Price change$96,000
2025-07-16Listed for sale$99,000
2025-05-01Sold$78,000
2025-04-04Pending sale$84,900
2025-03-20Price change$84,900
2025-02-25Listed for sale$89,900
2022-10-25Listing removed--
2022-09-20Listed for sale$58,500
2005-09-07Sold$33,735
1996-12-17Sold$10,700

For Sale by Agent

AgentMary Ruffo
BrokerageEXIT REALTY HOMEWARD BOUND

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