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5 Iris Dr, Apalachin, NY, 13732

3beds
1baths
1,596sqft
$198,500
$124price/sqft
$1,682/moest. monthly cost
$67,280/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 1-full bath ranch situated on a beautifully landscaped 0.33-acre lot on a private road in Apalachin, New York. This move-in-ready home features newer vinyl and bamboo flooring throughout, an updated kitchen, and a partially finished basement offering additional living space for a family room, home office, or recreation area. Step outside onto the beautiful back deck overlooking the spacious backyard, perfect for entertaining, relaxing, or enjoying peaceful summer evenings. Nestled in a quiet neighborhood, yet conveniently located just minutes from the highway, shopping, restaurants, and other amenities, this home offers the perfect blend of comfort, privacy, and convenience. Don't miss the opportunity to make this wonderful property your new home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
3/10
6/10
Owego Free AcademyGrades 9-126.1 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Property

Details

  • Parcel number: 493089131171172

Lot

  • Lot size: 0.33 Acres
  • Features: Open Lot,Out of Town

Parking

  • Parking features: Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,003$12,036
Home Insurance *$76$912
Property Taxes $340$4,080
Electricity $263$3,165
Total$1,682$20,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,668/yr
40% on housing$50,460/yr
45% on housing$44,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 13732$149
Tioga County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 13732$135
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$198,500
2026-08-07Contingent$198,500
2026-07-12Listed for sale$198,500
1999-08-27Sold$40,759

For Sale by Agent

AgentKelly Sindoni
BrokerageWarren Real Estate - Sayre

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