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23 Pembroke Dr, Endicott, NY, 13760

4beds
3baths
2,864sqft
$390,000
$136price/sqft
$3,289/moest. monthly cost
$131,560/yrincome needed

About This Home

Spacious Home on Corner Lot – Room to Grow & Thrive! Discover the perfect blend of space and comfort in this beautifully maintained 4-bedroom, 2.5-bath home. Step inside to find a design for both everyday living and entertaining. The family room features a cozy wood-burning fireplace, perfect for chilly evenings, while triple-pane windows ensure energy efficiency and year-round comfort. The large kitchen is complemented by a partitioned eating area, ideal for casual meals or homework sessions. A first-floor laundry room—complete with a freezer—adds everyday convenience. Upstairs, 4 generously sized bedrooms. Additional highlights: High-efficiency furnace, Radon mitigation system, Oversized 2-car garage, Large back deck (22'x21'), Enclosed back porch. Whether you're looking for a forever home or a property with room to expand and customize, this home delivers. Schedule your private showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Water Heater,Refrigerator,Range Hood,Water Softener Owned,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Basement

  • Level: Basement
  • Dimensions: 44'3" x 26'3" irr

Bathroom

  • Level: Second
  • Dimensions: 8'1" x 7'4"

Bedroom

  • Level: Second
  • Dimensions: 18'1" x 11'5" irr

Bedroom

  • Level: Second
  • Dimensions: 15'5" x 12'11" irr

Bedroom

  • Level: Second
  • Dimensions: 18'11" x 11'1"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 15'5" x 13'5"

Dining Room

  • Level: First
  • Dimensions: 11'5" x 10'4"

Family Room

  • Level: First
  • Dimensions: 20'3" x13'5"

Features

  • Walk-In Closet(s),Workshop
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,864

Foyer

  • Level: First
  • Dimensions: 13'5" x 12'5" irr

Half Bath

  • Level: First
  • Dimensions: 5'1" x 4'7"

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,864 sqft

Kitchen

  • Level: First
  • Dimensions: 14'2" x 11'5"

Laundry

  • Level: First
  • Dimensions: 11'10" x 9'3"

Living Room

  • Level: First
  • Dimensions: 18'7" x 13'5"

Master Bathroom

  • Level: Second
  • Dimensions: 8'1" x 7'5"

Master Bedroom

  • Level: Second
  • Dimensions: 19'5" x 13'5'

Workshop

  • Level: Basement
  • Dimensions: 16'10" x 12'6"

Property

Details

  • Parcel number: 49308914216120
  • Zoning: RES1
  • Zoning description: RES1
  • Other equipment: Dehumidifier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Enclosed,Open,Porch
  • Exterior features: Deck,Landscaping,Porch,Storm Windows/Doors
  • Has view: Yes

Lot

  • Lot size: 0.33 Acres
  • Features: Sloped Down,Sloped Up,Views,Wooded,Landscaped
  • Lot size dimensions: 95 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Electricity,Garage,Two Car Garage,Garage Door Opener,Parking Space(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$175$2,100
Property Taxes $669$8,028
Electricity $473$5,679
Total$3,289$39,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,765/yr
40% on housing$98,670/yr
45% on housing$87,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 13760$102
Tioga County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 13760$127
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$395,000
2026-04-08Listing removed$395,000
2026-01-18Price change$395,000
2025-10-02Listed for sale$415,000
2002-12-18Sold$65,000
1993-07-19Sold$149,900

For Sale by Agent

AgentJoseph P Gwizdaloski
BrokerageHOWARD HANNA

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