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11 Sunset Ter, Apalachin, NY, 13732

4beds
2baths
1,248sqft
$181,000
$145price/sqft
$1,540/moest. monthly cost
$61,600/yrincome needed

About This Home

Great opportunity for a wonderful home with this new price. Just visit this lovely property that has suffered from some recent neglect, but is conveniently located in the Village of Apalachin. The home has an updated kitchen and two recently updated full baths. The living room is spacious and opens to a dining el that has sliding doors out to the deck. All four bedrooms have good size and adequate closet areas. There are a lot of hardwood floors that are in fine condition. The basement has a finished recreation room with a very nice brick fireplace flanked by buit in book shelves. There is some freshening up needed and some ceilings suffered some water damage, but overall this is a fine home awaiting a little help.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
7/10
Vestal Middle SchoolGrades 6-85.9 mi
8/10
Vestal Senior High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Free-Standing Range,Gas Water Heater,Microwave,Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Dining Area,Eat-in Kitchen,Separate/Formal Living Room,Sliding Glass Door(s),Solid Surface Counters,Bedroom on Main Level,Main Level Primary
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 49308915400900030510000000
  • Special condition: HUD Owned

Features

  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 0.36 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 80 x 197

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $915$10,980
Home Insurance *$69$828
Property Taxes $310$3,720
Electricity $246$2,954
Total$1,540$18,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,800/yr
40% on housing$46,200/yr
45% on housing$41,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 13732$149
Tioga County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 13732$135
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$171,000
2026-07-07Price change$181,000
2026-05-30Listed for sale$190,500
2026-04-13Sold$243,792
2019-08-02Sold$189,500
2019-07-18Pending sale$180,000
2019-06-05Listed for sale$180,000
2018-08-10Sold$151,500
2018-07-23Pending sale$157,900
2018-06-12Listed for sale$157,900

For Sale by Agent

AgentThomas K Elleman Jr
BrokerageHoward Hanna Real Estate

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