




4 Bowen Ln, Apalachin, NY, 13732
About This Home
Tioga Terrace Ranch with finished lower level In-Law Suite. Popular neighborhood in the Vestal School District. Home features hardwood floors, living room with cozy fireplace, opens to dining room and kitchen w/breakfast nook. Jack and Jill adjoining bath with plenty of storage space. Open deck with fenced in level backyard. Need extra garage space - Detached doube tandem garage delivers! Finished lower level with separate entry to en-law suite with kitchen, living room, full-bath and bedroom. Laundry room, family room and workshop.
Getting Around
Schools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Basement
- Construction materials: Aluminum Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Exhaust Fan,Free-Standing Range,Gas Water Heater,Microwave,Refrigerator,Washer
Basement
- Basement: Walk-Out Access
Bathroom
- Level: First
- Dimensions: 7 x 11
Bathroom
- Level: Lower
- Dimensions: 6 x 7
Bedroom
- Level: First
- Dimensions: 12 x 9.5
Bedroom
- Level: First
- Dimensions: 12 x 9.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: Lower
- Dimensions: 13 x 11
Dining Room
- Level: First
- Dimensions: 11 x 10
Family Room
- Level: Lower
- Dimensions: 23 x 13
Features
- Pull Down Attic Stairs,Workshop
- Door features: Storm Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas,Living Room,Masonry,Wood Burning
- Fireplace: Yes
- Finished area below ground: 801
- Finished area above ground: 1,452
Heating & Cooling
- Heating features: Baseboard,Zoned
- Cooling features: Ceiling Fan(s),Wall/Window Unit(s)
Interior Area
- Total interior livable area: 2,253 sqft
Kitchen
- Level: First
- Dimensions: 9 x 8.4
Kitchen
- Level: Lower
- Dimensions: 12.8 x 10.5
Laundry
- Level: Lower
- Dimensions: 9 x 8
Living Room
- Level: First
- Dimensions: 14 x 19
Living Room
- Level: Lower
- Dimensions: 13 x 27
Master Bedroom
- Level: First
- Dimensions: 12 x 12
Utility Room
- Level: Lower
- Dimensions: 14 x 12
Property
Details
- Parcel number: 49308915400900030660000000
Features
- Stories: 1
- Patio & porch: Covered,Deck,Open,Porch
- Exterior features: Deck,Landscaping,Mature Trees/Landscape,Porch
- Fencing: Yard Fenced
- Has view: Yes
Lot
- Lot size: 0.27 Acres
- Features: Level,Sloped Up,Views,Landscaped
- Lot size dimensions: 90 x 0
Parking
- Total spaces: 2
- Parking features: Driveway,Detached,Electricity,Garage,Two Car Garage,Garage Door Opener,Oversized,Parking Space(s),Tandem,Water Available
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Tioga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $437 | $5,244 |
| Electricity | $372 | $4,467 |
| Total | $2,196 | $26,352 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $255,000 |
| 2026-08-10 | Contingent | $255,000 |
| 2026-07-30 | Listed for sale | $255,000 |
| 2015-04-17 | Sold | $127,659 |
