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120 Watson Rd, London, OH, 43140

5beds
5baths
6,336sqft
$775,000
$122price/sqft
$6,459/moest. monthly cost
$258,360/yrincome needed

About This Home

The perfect farmhouse in the perfect setting! Nestled on 20 scenic acres and positioned nearly 300 feet off the road, this incredible property offers the privacy, charm, and functionality today's buyers dream of. A long blacktop driveway welcomes you home to this stunning farmhouse complete with a full wraparound front porch perfect for relaxing and taking in the peaceful country views. Endless opportunities await with the impressive 40x60 heated barn featuring a loft and flexible space ideal for hobbies, livestock, equipment storage, workshop space, car enthusiasts, home business opportunities, entertaining, or future expansion possibilities. This beautifully maintained home offers room for everyone with 3 finished levels of living space plus a separate 5th bedroom/bonus suite on its own private level complete with its own full bath, making it ideal for guests, multigenerational living, or a private retreat. The full basement provides endless storage and future finishing potential. Inside you will find timeless farmhouse character blended with major updates already completed for peace of mind including metal roof, sump pump, hot water heater, HVAC system, well, and septic. The spacious layout is designed for both everyday living and entertaining featuring a cozy fireplace, large living areas, first-floor den/library with built-in desk, first-floor laundry, hobby room, and an additional secondary kitchen/prep area offering incredible flexibility for entertaining, canning, baking, or extended family living. Whether you are dreaming of a hobby farm, generational property, mini estate, or simply a peaceful country lifestyle with room to grow, this one-of-a-kind property truly must be seen to be believed!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedroom

  • Level: Second
  • Dimensions: 14 x 12

Bedroom

  • Level: Second
  • Dimensions: 14 x 9

Bedroom

  • Level: Second
  • Dimensions: 14 x 20

Bedroom

  • Level: Third
  • Dimensions: 42 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 3
  • Main level bathrooms: 2

Bonus Room

  • Level: Main
  • Dimensions: 12 x 11

Bonus Room

  • Level: Main
  • Dimensions: 11 x 15

Breakfast Room Nook

  • Level: Main
  • Dimensions: 14 x 8

Dining Room

  • Level: Main
  • Dimensions: 14 x 11

Entry Foyer

  • Level: Main
  • Dimensions: 11 x 12

Family Room

  • Level: Main
  • Dimensions: 14 x 26

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,336
  • Total interior livable area: 6,336 sqft

Kitchen

  • Level: Main
  • Dimensions: 14 x 11

Living Room

  • Level: Main
  • Dimensions: 14 x 20

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 15

Property

Details

  • Parcel number: 1400163.001
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 19 Acres
  • Lot size dimensions: 20.01

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Four or more Spaces,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$344$4,128
Property Taxes $1,518$18,216
Electricity $679$8,154
Total$6,459$77,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,451/yr
40% on housing$193,770/yr
45% on housing$172,240/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 43140$393
Madison County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 43140$201
Madison County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$775,000
2026-05-29Listed for sale$799,999
2025-12-22Listing removed--
2025-10-14Price change$816,900
2025-09-17Listed for sale$849,900

For Sale by Agent

AgentNicole Yoder-Barnhart
BrokerageHoward Hanna Real Estate Serv

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