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202 Roat St, Ithaca, NY, 14850

6beds
3baths
3,662sqft
$549,900
$150price/sqft
$4,516/moest. monthly cost
$180,640/yrincome needed

About This Home

Some homes tell you exactly what they are on paper. This one insists that you come see for yourself. Most houses were built all at once. This one was built twice. It began in 1938 — a gable-front on a half acre of Cayuga Heights, under hemlocks that were already tall. In 2012, it grew—a whole-house addition. A thoughtful expansion that nearly doubled its size and somehow made the home feel as though it had always been this way. It wears its age beautifully, but never leans on it. The original house lingers in the details—white brick framing the dining room fireplace, cast iron radiators beneath the windows, pine floorboards polished by eighty-seven years of living. The newer spaces don't compete for attention; they simply belong, filling the home with light, volume, and a sense that it has always been exactly this size. The magic isn't in hiding its history—it's in embracing it. The floor plan unfolds organically: stairs where you didn't expect them, a hallway that turns just so, a back staircase that's equal parts charming and practical. It's a home that's had two beautiful lives folded into one. Two entrances. Spaces that invite gathering and corners that offer retreat. Room for multi-generational living, working from home, hosting out-of-town guests, or simply spreading out. Thoughtfully maintained throughout, the home offers two furnaces, two wood stoves, a fireplace, hardwood and tile floors, a finished attic and basement, a detached two-car garage, a new back deck, and a partially fenced yard for four-legged family members. The inspection and radon testing have already been completed—no hidden surprises, just the kind you'll discover as you wander from room to room. A fire pit in the grass beneath the pines. Hydrangeas by the front walk. Come walk it.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
7/10
Dewitt Middle SchoolGrades 6-80.7 mi
9/10
Ithaca Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1938

Materials

  • Foundation: Block
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Two Story,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Attic,Breakfast Area,Den,Separate/Formal Living Room,Other,Quartz Counters,See Remarks,Skylights,Natural Woodwork,Bedroom on Main Level
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Varies
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating

  • Heating features: Gas,Baseboard,Hot Water,Radiator(s)

Interior Area

  • Total structure area: 3,662
  • Total interior livable area: 3,662 sqft

Property

Details

  • Parcel number: 50308907100000060060000000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Enclosed Porch,Porch

Lot

  • Lot size: 0.52 Acres
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 100 x 225

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Tompkins County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$165$1,980
Property Taxes $966$11,592
Electricity $605$7,262
Total$4,516$54,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,834/yr
40% on housing$135,480/yr
45% on housing$120,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 14850$231
Tompkins County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 14850$215
Tompkins County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$549,900
2025-10-26Listing removed$699,000
2025-07-03Listed for sale$699,000
2019-07-26Listing removed$465,000
2019-05-10Listed for sale$465,000
2016-01-20Listing removed$460,000
2015-12-10Listed for sale$460,000
2009-07-01Sold$245,000
2005-06-20Sold$222,000

For Sale by Agent

AgentLindsay Hart
BrokerageRE/MAX In Motion

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