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5 Maplewood Point, Ithaca, NY, 14850

3beds
2baths
1,966sqft
$899,000
$457price/sqft
$6,719/moest. monthly cost
$268,760/yrincome needed

About This Home

Rarely does a Cayuga Lake property combine year-round living, easy access, and future potential. Conveniently located just minutes from downtown Ithaca and moments from the Ithaca Yacht Club and Glenwood Pines, this unique waterfront retreat offers a setting that feels worlds away while remaining close to everything. The approach alone sets this property apart. Maplewood Point, a private road shared by just six neighboring properties, offers a remarkably gentle drive compared to many lakefront homes. Cross a picturesque brook and waterfall, follow the quiet lane, and arrive at a level lakeside setting where you can drive directly to your home, park with ease, and enjoy stepless access to both the house and waterfront. The small waterfront community offers a rare combination of privacy, convenience, and neighborly charm. Designed for year-round enjoyment, the home features warm natural woodwork, hardwood floors, a new roof completed in 2026, an on-demand boiler, and expansive lake views throughout. The flexible floor plan includes three bedrooms plus an office, including a spacious primary bedroom with panoramic views of Cayuga Lake. A full bath serves the upper level, while a half bath is located off the kitchen. The mudroom combines laundry and utility space. The inviting living spaces are designed to maximize the waterfront setting, with a gas fireplace and a three-season porch overlooking the lake, perfect for morning coffee, summer evenings, or simply taking in the view. Outside, approximately 63 feet of Cayuga Lake frontage is complemented by a large dock and boat lift, providing exceptional access for boating, swimming, fishing, and enjoying life on the water. The property's unique configuration spans from Maplewood Point to Maplewood Road, creating opportunities for additional access, parking, future expansion, or accessory dwellings, subject to approvals. Whether you're seeking a year-round residence, a waterfront getaway, or a property with long-term potential, this exceptional offering presents a rare opportunity to enjoy the best of Cayuga Lake living. Appointment-only access, first time on the market since 1939.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
Cayuga Heights ElementaryGrades PK-53.8 mi
8/10
Boynton Middle SchoolGrades 6-83.7 mi
9/10
Ithaca Senior High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1896

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Trash Compactor,Water Purifier Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedroom1

  • Level: Second
  • Dimensions: 14.00 x 29.00

Bedroom2

  • Level: Second
  • Dimensions: 12.00 x 11.00

Bedroom3

  • Level: Second
  • Dimensions: 10.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Level: Second
  • Dimensions: 12.00 x 10.00

Dining Room

  • Level: First
  • Dimensions: 13.00 x 15.00

Features

  • Living/Dining Room,Other,Pull Down Attic Stairs,See Remarks,Natural Woodwork
  • Window features: Storm Window(s),Wood Frames
  • Flooring: Hardwood,Laminate,Varies
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Zoned,Baseboard,Hot Water
  • Cooling features: Zoned,Wall Unit(s)

Interior Area

  • Total structure area: 1,966
  • Total interior livable area: 1,966 sqft

Kitchen

  • Level: First
  • Dimensions: 12.00 x 12.00

Laundry

  • Level: First
  • Dimensions: 9.00 x 6.00

Living Room

  • Level: First
  • Dimensions: 27.00 x 13.00

Other

  • Level: First
  • Dimensions: 14.00 x 14.00

Property

Details

  • Parcel number: 50368902900000010170000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Dock,See Remarks,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Boat Ramp/Lift Access,Dock Access,Lake,Other,See Remarks
  • Waterbody name: Cayuga Lake
  • Frontage length: 63

Lot

  • Lot size: 0.46 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 63 x 320

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Tompkins County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$270$3,240
Property Taxes $1,580$18,960
Electricity $324$3,898
Total$6,719$80,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,365/yr
40% on housing$201,570/yr
45% on housing$179,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 14850$228
Tompkins County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 14850$215
Tompkins County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$849,000
2026-06-19Listed for sale$899,000

For Sale by Agent

AgentJamie Jensen
BrokerageHoward Hanna S Tier Inc

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