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29 Harwich Street, Kingston, NY, 12401

3beds
2baths
1,803sqft
$379,900
$211price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Situated on an oversized double lot, this beautifully renovated Cape is ready for its next owner! Step inside to an inviting open floor plan featuring three bedrooms, two full baths, and gleaming hardwood floors throughout. The main level offers a spacious living room, dining area, and a stylish updated kitchen complete with granite countertops, stainless steel appliances, and abundant cabinet space. Just off the kitchen is a convenient laundry area with washer and dryer hookups, leading to a mudroom with direct access to the backyard. A first-floor bedroom and full bath add flexibility and convenience. Upstairs, you'll find two additional bedrooms, a cozy office nook, and a second full bath. Tastefully updated throughout, this home offers generous living space with nothing to do but move right in. The full unfinished basement provides ample storage, while the oversized lot also features a shared driveway, detached one-car garage, and additional storage space, creating the perfect blend of comfort and everyday ease. Located just minutes from the NYS Thruway, Kingston's historic Uptown Stockade District, and the vibrant Downtown Waterfront, you'll enjoy easy access to restaurants, local cafés, shopping, and all the Hudson Valley has to offer. ** Please note that the taxes have been successfully grieved and now reflect total annual taxes of 7,471. **

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

2/10
Chambers SchoolGrades K-40.9 mi
4/10
Kingston High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Level: Basement
  • Area: 1010.88
  • Dimensions: 28.8 x 35.1

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Area: 130.15
  • Dimensions: 9.5 x 13.7

Bedroom

  • Level: Second
  • Area: 166.32
  • Dimensions: 12.6 x 13.2

Bedroom

  • Level: Second
  • Area: 286.72
  • Dimensions: 12.8 x 22.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 680.262
  • Dimensions: 28.11 x 24.2

Features

  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,803

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,803
  • Total interior livable area: 1,803 sqft

Kitchen

  • Level: Main
  • Area: 144.109
  • Dimensions: 12.11 x 11.9

Laundry

  • Level: Main
  • Area: 63.36
  • Dimensions: 13.2 x 4.8

Living Room

  • Level: Main
  • Area: 270.208
  • Dimensions: 12.8 x 21.11

Office

  • Level: Second
  • Area: 73.13
  • Dimensions: 10.3 x 7.1

Property

Details

  • Parcel number: 48.270
  • Zoning: T3N

Features

  • Patio & porch: Front Porch
  • Fencing: Back Yard

Lot

  • Lot size: 5,662 sqft
  • Features: Back Yard,Cleared,Front Yard

Parking

  • Total spaces: 1
  • Parking features: Shared Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$120$1,440
Property Taxes $512$6,144
Electricity $297$3,575
Total$2,849$34,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$261
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$379,900
2026-08-06Contingent$379,900
2026-07-31Price change$379,900
2026-07-21Listed for sale$399,900
2026-07-17Contingent$399,900
2026-06-19Listed for sale$399,900
2026-02-18Listing removed$379,999
2026-01-12Listed for sale$379,999
2026-01-02Listing removed$379,999
2025-11-27Listing removed$3,500
2025-11-13Listed for rent$3,500
2025-11-06Price change$379,999
2025-09-17Price change$389,999
2025-09-11Price change$399,999
2025-09-03Price change$424,999
2025-08-31Listed for sale$449,000
2025-08-08Listing removed$495,000
2025-05-07Listed for sale$495,000
2020-11-22Listing removed$125,000
2020-10-24Pending sale$125,000
2020-10-17Price change$125,000
2020-08-29Listed for sale$199,900
2018-03-15Listing removed$1,700
2018-03-14Price change$1,700
2018-03-06Listed for rent$1,500
2004-06-07Sold$171,495
1996-09-03Sold$70,000

For Sale by Agent

AgentMegan Rios
BrokerageBerardi Realty

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