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57 Downs Street, Kingston, NY, 12401

2beds
2baths
1,500sqft
$360,000
$240price/sqft
$2,667/moest. monthly cost
$106,680/yrincome needed

About This Home

Traditional two family home located in the heart of Kingston! The first floor apartment of this lovely home features an enclosed front porch, living room, kitchen, full bath, bedroom and additional space downstairs used as a recreation room. This unit has a fantastic back deck that's perfect for entertaining. A very nice side porch leads up to the second apartment. This unit offers a kitchen, living room, full bath and bedroom. Also, an additional space that can be used as guest room, office space, etc. Both apartments of this property feature hardwood floors. In addition, there is a a paved driveway for off street parking. Also, a large single car garage with cement floor and electric. This well maintained property is close to all that Kingston has to offer! Showings are Tuesday and Thursday 5-7 pm.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

2/10
Chambers SchoolGrades K-41.8 mi
4/10
Kingston High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Refrigerator,Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Hot Water,Natural Gas,Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 080004833300060120000000
  • Zoning: T4N

Lot

  • Lot size: 5,662 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$114$1,368
Property Taxes $486$5,832
Electricity $247$2,974
Total$2,667$32,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,440/yr
40% on housing$80,010/yr
45% on housing$71,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$261
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$370,000
2025-11-21Price change$375,000
2025-08-04Listed for sale$380,000

For Sale by Agent

AgentMeghan Betterton
BrokerageHoward Hanna Rand Realty

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