




25 S Prospect Street, Kingston, NY, 12401
About This Home
Income-producing multi-family opportunity in the heart of Kingston, New York. 25 South Prospect Street is a well-maintained 2-family property offering investors or owner-occupants a strong opportunity in Ulster County's active rental market. Unit Breakdown: • Unit 1 -- 2 Bedrooms | 1 Full Bath -- Fixed-Term Lease • Unit 2 -- 1 Bedroom | 1 Full Bath -- Month-to-Month Tenancy With one unit secured on a fixed-term lease and the second operating on a month-to-month basis, the property offers a balance of current occupancy and future flexibility for investment or personal use, subject to applicable lease terms and local regulations. Exterior features include a fully fenced backyard, private deck, storage shed, private driveway, and additional street parking availability. Basement washer and dryer hookups add convenience for occupants. Located on South Prospect Street in Kingston, New York, within the Kingston City School District, the property provides convenient access to Uptown Kingston, local restaurants, shops, arts and cultural destinations, the Rondout Waterfront, Rhinecliff Amtrak Station, and the NYS Thruway (I-87). With existing occupancy, flexible living arrangements, and a location in one of the Hudson Valley's most active markets, this property presents an excellent opportunity for investors or owner-occupants alike. All information is deemed reliable but not guaranteed. Buyers are encouraged to independently verify all financials, leases, zoning, square footage, and property details.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Refrigerator,Oven
Bedrooms & Bathrooms
- Bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,344
Interior Area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
Property
Details
- Parcel number: 080005602500050230000000
- Zoning: T5N
Lot
- Lot size: 3,049 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ulster County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $533 | $6,396 |
| Electricity | $246 | $2,954 |
| Total | $2,901 | $34,812 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $394,999 |
| 2026-05-11 | Listed for sale | $399,999 |
| 2026-02-20 | Listing removed | $375,000 |
| 2025-10-30 | Price change | $375,000 |
| 2025-10-20 | Price change | $385,000 |
| 2025-08-19 | Listed for sale | $399,000 |
| 2024-04-19 | Sold | $267,500 |
| 2024-04-12 | Pending sale | $295,000 |
| 2024-03-11 | Contingent | $295,000 |
| 2024-02-08 | Pending sale | $295,000 |
| 2023-10-11 | Listed for sale | $295,000 |
| 2021-03-09 | Sold | $135,000 |
| 2020-09-14 | Pending sale | $170,000 |
| 2020-08-08 | Listed for sale | $170,000 |
| 2016-10-19 | Listing removed | $115,900 |
| 2016-04-27 | Price change | $115,900 |
| 2016-01-31 | Listed for sale | $119,000 |
| 2014-05-01 | Listing removed | $126,500 |
| 2013-05-10 | Listed for sale | $126,500 |
| 2005-09-12 | Sold | $130,000 |
