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95 Clinton Avenue, Kingston, NY, 12401

3beds
2baths
1,940sqft
$329,000
$170price/sqft
$2,531/moest. monthly cost
$101,240/yrincome needed

About This Home

Two unit home in stockade district. Units are ground level and second floor, both with 1 bedroom plus extra room, full kitchen, dining and living areas. Each unit has its own private entrance, gas and electric meter. One off street parking spot, lovely private yard and garage. Well maintained. Excellent opportunity for investors or for an owner occupant with rental income.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

2/10
George Washington SchoolGrades PK-40.2 mi
4/10
4/10
Kingston High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1876

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Attic: Unfinished,Walkup

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Property

Details

  • Parcel number: 0800056.1080003013.0000000
  • Special condition: None

Lot

  • Lot size: 3,200 sqft
  • Features: Corner Lot,Landscaped

Parking

  • Parking features: Driveway,Storage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$104$1,248
Property Taxes $444$5,328
Electricity $320$3,847
Total$2,531$30,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,777/yr
40% on housing$75,930/yr
45% on housing$67,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$262
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$329,000
2026-05-22Listed for sale$365,000
2018-05-08Listing removed$1,100
2018-04-03Listed for rent$1,100
2017-07-06Sold$113,000
2017-04-10Pending sale$124,000
2017-04-08Price change$124,000
2017-04-03Pending sale$118,000
2017-03-11Listed for sale$118,000
2017-02-04Pending sale$118,000
2017-01-25Listed for sale$118,000
2016-12-17Pending sale$118,000
2016-08-02Price change$118,000
2015-04-24Price change$128,000
2014-09-19Price change$127,000
2014-08-16Price change$129,000
2014-07-13Price change$130,000
2014-06-29Price change$149,000
2014-06-13Price change$155,000
2014-06-08Price change$156,000
2014-06-02Price change$157,000
2014-05-02Listed for sale$157,500
2003-02-13Sold$45,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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